Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Why are there different types of credit scores?
Both FICO and VantageScore offer different types of credit scores depending on what information lenders are requesting and which credit score model is being used.
5 min read Jan 22, 2021 -
Ask Bankrate: Should you add a beneficiary to your savings account?
A reader asks: Are there any benefits to adding a beneficiary to your savings accounts?
4 min read Nov 13, 2020 -
What a Biden presidency means for your money, taxes and the economy
Biden will be focused on handling the coronavirus pandemic and the recession.
10 min read Nov 11, 2020 -
How to remove negative items from your credit report
If your credit score is not where you want it to be, you probably already know that it is the negative items on your credit report that bring your score down the most. These items will fall off eventually, [...]
5 min read Nov 05, 2020 -
Ask Bankrate: Is the new 0.5 percent refinance fee here to stay?
A reader asks: Do you see the new fee on refinancing mortgages being permanent?
6 min read Oct 23, 2020 -
Ask Bankrate: Are reverse mortgages risky? Is it smart to refinance one?
There are many misconceptions about reverse mortgages. Here’s why Bankrate’s expert is a fan of the product.
6 min read Oct 16, 2020 -
How a financial therapist could help you with your money
Sometimes creating a financial plan is a lot easier said than done. If you are struggling to put your plan into action, a financial therapist could help you identify what’s holding you back.
2 min read Oct 10, 2020 -
Ask Bankrate: Saving for a down payment. Where should I keep my money?
A reader asks where to put money intended to be used for a home down payment.
4 min read Oct 09, 2020 -
Ask Bankrate: How much do you need in savings to buy a home?
A prospective homebuyer wants to know how much savings is needed.
5 min read Oct 02, 2020 -
Survey: Top economists see unemployment rate holding above pre-pandemic levels into 2021
While economists were more optimistic, they weren’t without doubts about the risks to the outlook.
7 min read Oct 01, 2020