Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
How much will a business loan cost?
Learn what factors affect the cost of your business loan the most.
Wells Fargo vs. Live Oak: Which small business lender is right for you?
Wells Fargo and Live Oak Bank both offer SBA loans and commercial lending products.
How much will a fast business loan cost?
Fast business loans can finance businesses quickly, but how much will it cost?
How to manage a short-term business loan
Short-term business loans are a great way to get fast funding. Here are five tips for managing them.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
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Bluevine vs. Fundbox: Which small business lender is right for you?
Both Bluevine and Fundbox offer business lines of credit. Learn how their loan features and requirements set them apart.
5 min read May 15, 2024 -
Kiva vs. Fundible: Which small business lender is right for you?
Kiva offers no-cost microloans with limited eligibility requirements, while Fundible offers larger loans with competitive rates.
5 min read May 14, 2024 -
Bank of America vs. Wells Fargo: Which small business lender is right for you?
Bank of America and Wells Fargo both offer business loans to companies with good-to-excellent credit.
6 min read May 14, 2024 -
Chase vs. Bank of America: Which small business lender is right for you?
Chase and Bank of America both offer business loans to established companies with good-to-excellent credit.
6 min read May 14, 2024 -
Bank of America vs. U.S. Bank: Which small business lender is right for you?
Bank of America and U.S. Bank both offer business loans, but the right lender for you will depend on your individual needs.
6 min read May 10, 2024 -
We asked two women who started their own small business what it’s like. Here’s what they said
We asked two female entrepreneurs about a day in their life and what advice and insights they had.
8 min read May 10, 2024 -
National Funding vs. SMB Compass: Which small business lender is right for you?
National Funding and SMB Compass offer a variety of business loans. Here’s how they compare.
5 min read May 10, 2024 -
Huntington National Bank vs. Bank of America: Which small business lender is right for you?
Both Huntington National Bank and Bank of America offer traditional business loans and SBA loans. Learn what sets these lenders apart.
6 min read May 10, 2024 -
TD Bank vs. Live Oak: Which small business loan lender is right for you?
Learn more and compare TD Bank and Live Oak Bank’s small business loan offerings.
5 min read May 10, 2024 -
TD Bank vs. Bank of America: Which small business lender is right for you?
TD Bank and Bank of America are larger lenders that offer a wide selection of small business loans. Here’s how they compare.
6 min read May 10, 2024