Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Where can I get semi-truck financing?
We’ll show you who is a good fit for loans from banks or online and direct lenders.
Credibly vs. Fora Financial: Which small business lender is right for you?
Credibly and Fora Financial are two of the top lenders for short-term business loans and both have relaxed credit requirements.
Wells Fargo vs. Bluevine: Which small business lender is right for you?
Wells Fargo and Bluevine offer business lines of credit for small businesses, but one may be a better fit for your business.
How to get a first-time business loan
Using these seven steps can help you get a first-time business loan.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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How much will an equipment loan cost?
Learn the factors that go into the cost of an equipment loan and how each factor influences cost.
5 min read May 31, 2024 -
How long does it take to receive an equipment loan?
The time it takes to get an equipment loan can vary on the lender. Here’s what you need to know.
4 min read May 31, 2024 -
Where can I get an unsecured business loan?
Here are some of the banks and online lenders offering unsecured business loans.
3 min read May 31, 2024 -
How to manage a semi-truck business loan
Learn ways to manage your semi-truck loan and what to do if you can’t make payments.
7 min read May 31, 2024 -
How to manage a working capital loan
Follow these steps to save money and avoid defaulting on your working capital loan.
7 min read May 31, 2024 -
Capital One vs. Bank of America: Which small business lender is right for you?
Capital One and Bank of America offer a range of business loan, including SBA loans and business lines of credit.
8 min read May 30, 2024 -
Credibly vs. SMB Compass: Which small business lender is right for you?
Credibly and SMB Compass both offer a range of business loan options.
6 min read May 30, 2024 -
How to use your employer’s company credit card
Are you following your employer’s company credit card use policy?
5 min read May 28, 2024 -
OnDeck vs. Credibly: Which small business lender is right for you?
OnDeck and Credibly are online lenders offering short-term business loans up to 24 months. We’ll show you how they stand apart.
6 min read May 24, 2024 -
How to manage an unsecured business loan
Follow these steps to pay off your unsecured business loan successfully.
5 min read May 24, 2024