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Small Business

Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.

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Featured Small Business Savings content

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Personal savings vs. business savings: What are the differences?

Business savings accounts work in a similar fashion to their consumer counterparts, but there are few key differences to keep in mind when investing your company’s money. 

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What is a business money market savings account?

Business money market savings accounts allow companies to earn interest while still maintaining easy access to their money. Here’s what you need to know. 

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What are the best interest rates for a business savings account?

Many small business savings accounts offer interest on your balance. Here's what you can expect to get from your savings account.
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Best Business Savings Accounts

Small Business Savings

The best small business savings accounts offer interest on your balance, low minimum balances and convenience features that let you withdraw and deposit money quickly.

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Loans for small businesses

Small business loans provide capital to help cover just about any business expense.

You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.

Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.

Credit cards for small business

Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.

Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.

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