Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Can you get no-credit-check business loans?
Some online lenders may offer some type of no-credit-check business financing.
Average bad credit business loan interest rates
See the average interest rates for different bad credit business loans.
When to consider digital payments as a small business
Accepting digital payments as a small business can help increase revenue and customer satisfaction.
15 of the most profitable businesses in 2023
The most profitable small businesses of 2023 can help you decide what industry to start your small business in.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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Business loan agreement: What to know before signing
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SBA Express loan: Requirements and application
An SBA Express loan is the fastest loan the SBA offers. If you’re looking for a faster funding option, learn the requirements and how to apply.
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SBA 7(a) vs. 504 loans
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Pros and cons of alternative business lending
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The risks of financing a small business
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SBA microloans: What they are and how to get one
With an SBA microloan, you can borrow up to $50,000 to start or grow your business.
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How to write a business plan
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SBA 8(a) program: How to qualify and apply
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SBA definition of a small business
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