Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
American Express® Business Line of Credit vs. Fundible
Compare American Express® Business Line of Credit and Fundible to find the right lender for your small business loan.
American Express® Business Line of Credit vs. Wells Fargo: Which small business lender is right for you?
We’ll help you compare American Express® Business Line of Credit and Wells Fargo business loans.
20 valuable small-business tax deductions
Learn more about the small business tax deductions that may be available to you.
Types of equipment financing
Options include term loans, business lines of credit and even SBA loans.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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How to choose the best fast business loan
Discover key questions to help you choose the best fast business loan.
6 min read Sep 25, 2023 -
Do you need a business checking account for a small business loan?
A business checking account may be required to get a business loan. Learn the differences between a business and personal checking account, the documents needed, and how to find the best account to suit [...]
5 min read Sep 21, 2023 -
What can you use a startup business loan for?
Startup costs, equipment and building credit are just a few of the ways.
7 min read Sep 21, 2023 -
How to choose the best short term business loan
We’ll help you find the most affordable short-term loan for your business.
6 min read Sep 21, 2023 -
The cost of small business loans: From APR to factor rates
Business loan interest rates and flat fees can be difficult to compare. We’ll show you all the ways a business lender may calculate the total cost of your small business loan.
6 min read Sep 20, 2023 -
How to choose a working capital loan
Follow these steps to find affordable working capital loans and lines of credit.
7 min read Sep 18, 2023 -
What are SBA Community Advantage Small Business Lending Companies?
The SBA is creating Community Advantage Small Business Lending Companies (CA SBLCs) to help provide regular SBA 7(a) loans to businesses in underserved communities.
4 min read Sep 18, 2023 -
What can you use an equipment loan for?
Learn more about equipment loans and see some of the top lenders that offer them.
6 min read Sep 13, 2023 -
What disqualifies you from a small business loan?
Poor credit isn’t the only way to be disqualified from a business loan.
6 min read Sep 06, 2023 -
What can you use an LLC loan for?
Learn how to fund an LLC using business loans.
3 min read Sep 05, 2023