Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Types of bad credit business loans
Each type of bad credit business loan has its advantages and disadvantages.
What is a fast business loan and how does it work?
A fast business loan can get you the funds you need in as little as a day.
What is an unsecured business loan and how does it work?
Our guide will show you everything you need to know about unsecured business loans.
Where to get a business loan
You can get small business loans from banks, online lenders and even nonprofits.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
-
Harris and Trump have a lot of promises for small businesses. How many of them are realistic?
From tips to tariffs, here’s everything businesses should know before Election Day.
10 min read Nov 04, 2024 -
No taxes on overtime, deregulation and more: What the Trump-Vance campaign is promising small businesses
Trump’s tax and regulations cuts could be a mixed bag for businesses. Here’s why.
4 min read Nov 01, 2024 -
How to get an unsecured business loan
Follow these steps to improve your chances to get an unsecured business loan.
7 min read Oct 31, 2024 -
How to get an equipment loan
Small business equipment loans are a helpful tool to get needed business equipment
7 min read Oct 31, 2024 -
Types of equipment financing
Options include term loans, business lines of credit and even SBA loans.
8 min read Oct 31, 2024 -
The Trump campaign wants mass deportations of undocumented immigrants. How would that affect small businesses?
Deportations would have huge impacts on American workers and businesses. Here’s how.
3 min read Oct 31, 2024 -
Ink Business Preferred vs. Amex Business Gold
If your spending falls within certain categories then you can earn even more.
4 min read Oct 30, 2024 -
Capital One Spark Cash Plus vs. American Express Blue Business Cash
The Capital One Spark Cash Plus and Amex Blue Business Cash are great business credit card options. Find out the best pick for your small business.
3 min read Oct 30, 2024 -
Trump’s plan to combat inflation is all about energy. Here’s what that means for small businesses.
Trump argues lower energy prices will cool inflation and benefit small businesses.
3 min read Oct 30, 2024 -
How to get a business line of credit
Want a business line of credit? Here’s what to do.
10 min read Oct 30, 2024