Banking

Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.

CDs hold your funds for a set period. In exchange, you get a reliable return.

Some brokerages offer checking to their investing clients. Here’s how they compare to a bank.

Savers can stash their cash in a brokerage these days to rack up returns.

Being able to open a checking and savings account can help build financial security.

Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.

A joint bank account can make financial life easier for those sharing finances.

Here’s how to determine the amount to put in savings — and what to do with the rest.

A majority (81%) of Americans did not increase their emergency savings this year

Here’s how to boost your savings.

Ready to open a savings account? Here’s what you’ll need to know.

An emergency fund is an essential part of a solid financial plan.

It’s a low interest rate environment, but there are ways to earn more on your money.

Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.

Comparing savings rates can ensure you get the best return on your savings.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

The Federal Reserve left interest rates unchanged at its first meeting of 2026, keeping borrowing costs in a target range of 3.5-3.75%. This decision (supported by a 10-2 vote) pauses a streak of three [...]

CD terms can range from three months to five years. Learn which one is right for you.

Find out what happens to CDs that are set to mature.

Take a look at the days when CDs were offering investors double-digit returns.

Here are differences between CDs and share certificates, and which one to choose.

Everything you need to know about opening an account.

CD terms can range from three months to five years. Learn which one is right for you.

Get the latest rates on top-yielding money market accounts.

Expect yields to continue trending downward in 2026.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Investing with mutual funds is an easy way to build a diversified portfolio. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

How Reg. D impacts your savings account and why it pays to check with your bank.

The best account to save your money will vary by your goal.

Mobile apps make managing your money a snap and mobile alerts can help protect it.

Online bill pay can add convenience and security to managing your routine bills.

A bank may deny you a checking account. Here is what you can do next.

Depositing cash into someone’s account isn’t always possible, but there are options.

Knowing your limit before making a purchase can help you make smarter decisions.

A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Applicants sometimes have past problems such as an unpaid negative balance [...]

Spend money, pay bills, write checks or make fund transfers with a checking account.

Here’s how these two bank fees compare and how to best avoid them.