Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Best easy business loans of 2024
Some of the best easy business loan lenders have lower eligibility requirements and offer a variety of loan types.
Average business loan interest rates in 2024
The average business loan interest rates vary by loan type and lender.
Starting a family business: Business ideas and tips
Looking to start a family business? Here are ideas and tips to get started.
Types of LLC loans
Check out our guide to the different types of LLC loans.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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Average cost of starting a small business
How much does it cost to open a small business? It depends on your industry.
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Best grants for Indigenous business owners
Indigenous-owned businesses have access to grants and resources that can help grow and support them. Learn about the best ones here.
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How to manage an LLC loan
Follow these steps to make sure you successfully manage your LLC loan.
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Best grants for LGTBQ+ business owners
Different types of resources and grants are available to LGTBQ+ business owners. Here’s all you need to know.
7 min read Oct 23, 2023 -
Are business loans harder to get than personal loans?
With the rise of online lenders offering streamlined application processes and more relaxed criteria, getting a small business loan can be just as easy as getting a personal loan.
5 min read Oct 20, 2023 -
Best low-interest business loans for bad credit
Business owners with bad credit can still access low-interest loans through options like the Small Business Administration (SBA) or lenders like Accion Opportunity Fund.
8 min read Oct 19, 2023 -
How to get certified as a minority-owned business
Becoming certified as a minority-owned business can provide resources and funding opportunities to socially and economically disadvantaged groups.
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What documents are required for a business loan?
Gathering documents in advance can save you time when applying for a business loan.
4 min read Oct 18, 2023 -
Documents you need for a startup business loan
Gather all the documents you need before applying for startup loans.
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How much can you borrow with a business line of credit?
Many lenders offer lines of credit that top out at $500,000 or less.
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