Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
What documents are required to apply for an LLC loan?
Prepare these documents when applying for an LLC loan.
Alternatives to a semi-truck loan
Options for semi-truck financing include term loans, lines of credit and SBA loans.
Important business tax deadlines you should know for 2025
Some business tax deadlines may be earlier than you think. Here’s what to know.
Where can I get an unsecured business loan?
Here are some of the banks and online lenders offering unsecured business loans.
Featured Small Business Savings content
What is a business money market savings account?
Business money market savings accounts allow companies to earn interest while still maintaining easy access to their money. Here’s what you need to know.
What are the best interest rates for a business savings account?

Small Business Savings
The best small business savings accounts offer interest on your balance, low minimum balances and convenience features that let you withdraw and deposit money quickly.
Sponsored Small Business Savings partner

Bankrate Rating = 4.4/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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What is revenue-based financing?
Revenue-based financing bases repayment on sales or growth potential rather than the business’s creditworthiness
5 min read Jan 09, 2024 -
Should your business use buy now, pay later financing?
Buy now, pay later financing isn’t just for consumers, businesses can also consider it for their business financing needs.
5 min read Jan 08, 2024 -
What are the 5 C’s of credit?
The 5 c’s of credit are often what banks and other lenders use to evaluate a business’s creditworthiness.
5 min read Jan 08, 2024 -
What is a bridge loan for small business?
Small business bridge loans can help businesses with short-term cash flow issues, but aren’t a long term financing option.
5 min read Dec 28, 2023 -
SBA loan statistics: Top SBA lenders by state
Here are the top SBA lenders by state for the 2023 fiscal year.
9 min read Dec 07, 2023 -
How much does the average small business owner make?
The average small business owner salary will vary based on the business’s industry and location.
5 min read Dec 06, 2023 -
Beyond Small Business Saturday: Sustaining support
Support small businesses goes beyond Small Business Saturday and the holiday shopping season. Here’s why you should shop small throughout the year.
6 min read Dec 04, 2023 -
How to finance a small business for the holidays
There are several small business financing options for the holidays, but you’ll need to budget and plan to find the right fit.
7 min read Nov 29, 2023 -
How to write off repayment of a business loan
You can’t write off the loan, but you may be able to deduct interest paid.
5 min read Nov 29, 2023 -
Unique gifts that support small businesses
If you want to be a unique gift giver, shopping small is the way to go.
4 min read Nov 28, 2023