Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
What is a short-term business loan and how does it work?
Short-term business loans are business loans with shorter repayment periods that can help bridge cash flow issues.
Secured vs. unsecured fast business loans
One type of business loan is more affordable but the other can be more convenient.
Working capital loan vs. small business loan
Learn more about this short-term loan and how it compares to other business loans.
How much will a business loan cost?
Learn what factors affect the cost of your business loan the most.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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Lendio vs. Fundible: Which small business lender is right for you?
Lendio and Fundible are two online lenders. Learn which is best for you here.
6 min read Jan 09, 2024 -
What is revenue-based financing?
Revenue-based financing bases repayment on sales or growth potential rather than the business’s creditworthiness
5 min read Jan 09, 2024 -
Should your business use buy now, pay later financing?
Buy now, pay later financing isn’t just for consumers, businesses can also consider it for their business financing needs.
5 min read Jan 08, 2024 -
What are the 5 C’s of credit?
The 5 c’s of credit are often what banks and other lenders use to evaluate a business’s creditworthiness.
5 min read Jan 08, 2024 -
Types of business insurance
Business insurance can protect small businesses, but there are many different types to explore.
7 min read Jan 05, 2024 -
What is a bridge loan for small business?
Small business bridge loans can help businesses with short-term cash flow issues, but aren’t a long term financing option.
5 min read Dec 28, 2023 -
What are assets, liabilities and equity?
To keep your books balanced properly, make sure you understand each of these terms.
4 min read Dec 28, 2023 -
The best business loans for a 500 credit score
Having a credit score of 500 doesn’t make getting a business loan impossible, but it can be challenging. Check out our picks for best business loans for a 500 credit score.
9 min read Dec 27, 2023 -
How to get a small business loan when self employed
See which business loans work best when you’re self-employed and strategies to help you get approved.
7 min read Dec 22, 2023 -
Partnership vs. Corporation
We’ll show you which is easier to form and help you compare the benefits of each.
7 min read Dec 19, 2023