Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Alternatives to equipment loans
Learn more about alternatives like term loans, lines of credit and SBA loans.
17 small business grants for women
Grants can help capital funding for women-owned small businesses.
What is a working capital loan and how does it work?
Need help covering day-to-day costs? A working capital loan could be the answer.
How to choose the best small business lender
Small business loans are accessible through banks, credit unions and online lenders. But with so many options, choosing a lender for your small business can take time. To narrow down your list of options [...]
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
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How to get an unsecured business loan
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Can businesses use personal loans?
Using a personal loan for your business has it benefits and drawbacks.
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What is the SBA line of credit?
The SBA has several types of revolving and non-revolving lines of credit.
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The pros and cons of being a small business owner
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What is revenue-based financing?
Revenue-based financing bases repayment on sales or growth potential rather than the business’s creditworthiness
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