Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
How to manage a semi-truck business loan
Learn ways to manage your semi-truck loan and what to do if you can’t make payments.
Can businesses use personal loans?
Using a personal loan for your business has it benefits and drawbacks.
How to get a small business loan when self employed
See which business loans work best when you’re self-employed and strategies to help you get approved.
How to manage a short-term business loan
Short-term business loans are a great way to get fast funding. Here are five tips for managing them.
Featured Small Business Savings content
What is a business money market savings account?
Business money market savings accounts allow companies to earn interest while still maintaining easy access to their money. Here’s what you need to know.
What are the best interest rates for a business savings account?

Small Business Savings
The best small business savings accounts offer interest on your balance, low minimum balances and convenience features that let you withdraw and deposit money quickly.
Sponsored Small Business Savings partner

Bankrate Rating = 4.4/5
Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
-
How to get a business credit card
Keep personal and business spending separate with a business credit card.
7 min read Feb 28, 2025 -
How to get a business loan from a bank
Wondering how to get a business loan from a bank? Follow these simple steps.
7 min read Feb 28, 2025 -
How can you use a short-term business loan?
Learn how to use a short-term business loan for your small business funding needs.
4 min read Feb 27, 2025 -
What is a startup business loan? How does it work?
Learn about the types of startup business loans and how they compare to other loans.
7 min read Feb 25, 2025 -
What are SBA Community Advantage Small Business Lending Companies?
The SBA is creating Community Advantage Small Business Lending Companies (CA SBLCs) to help provide regular SBA 7(a) loans to businesses in underserved communities.
4 min read Feb 24, 2025 -
Where can I get an equipment loan?
Several lenders offer equipment loans, including banks, online lenders and equipment manufacturers.
6 min read Feb 21, 2025 -
Who is Kelly Loeffler? What to know about Trump’s new SBA administrator
Loeffler promises to tackle fraud, diaster relief and DEI. Here’s what to know.
3 min read Feb 21, 2025 -
What is a business line of credit and how does it work?
A business line of credit can help a small business owner cover short-term needs.
7 min read Feb 21, 2025 -
10 tax mistakes businesses make every year
Don’t let your business get audited this tax season. Here’s what to know.
6 min read Feb 21, 2025 -
What are current semi-truck financing interest rates?
See the average interest rates for semi-truck financing, broken down by different loans and lenders.
5 min read Feb 20, 2025