Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Types of fast business loans
Fast business loans are useful for quickly funding a business, but it’s important to know the difference and purpose of each type.
Types of LLC loans
Check out our guide to the different types of LLC loans.
How much will an unsecured business loan cost?
Costs can vary based on factors like interest, fees and repayment terms.
How long does it take to receive a short-term business loan?
Online lenders offer fast loans, but banks tend to have the best rates and terms.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
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Business loan requirements: 8 things you will need
Common business loan requirements you need to know before you submit an application.
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Alternatives to a semi-truck loan
Options for semi-truck financing include term loans, lines of credit and SBA loans.
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Pros and cons of unsecured business loans
Loans without collateral can be quick but more expensive than secured loans.
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How can you use a short-term business loan?
Learn how to use a short-term business loan for your small business funding needs.
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Where can I get a fast business loan?
Learn where to get fast small business loans, plus red flags to look for.
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Pros and cons of LLC loans
Is an LLC loan worth it? Check out our guide to the pros and cons of LLC loans to see.
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How to get a business credit card with bad personal credit
If you have a lower credit score, a business card isn’t necessarily out of reach.
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How to get a business credit card
A business card can help you keep your personal and business finances separate.
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Where to get a bad credit business loan
A business loan is possible even if you have bad credit. Here’s where to look.
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Pros and cons of equipment loans
Equipment loans can be fast, flexible and include options to lease or own.
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