Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Capital One vs. Bank of America: Which small business lender is right for you?
Capital One and Bank of America offer a range of business loan, including SBA loans and business lines of credit.
Credibly vs. SMB Compass: Which small business lender is right for you?
Credibly and SMB Compass both offer a range of business loan options.
OnDeck vs. Credibly: Which small business lender is right for you?
OnDeck and Credibly are online lenders offering short-term business loans up to 24 months. We’ll show you how they stand apart.
How to manage an unsecured business loan
Follow these steps to pay off your unsecured business loan successfully.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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Equipment leasing vs. financing
Equipment leasing and financing are two ways to ensure your business gets the equipment it needs.
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What are current semi-truck financing interest rates?
See the average interest rates for semi-truck financing, broken down by different loans and lenders.
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Where can I get an equipment loan?
Several lenders offer equipment loans, including banks, online lenders and equipment manufacturers.
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How to start an Etsy business: Your complete guide
Etsy is a great platform for entrepreneurs, and it’s relatively easy to gain access to over 96 million buyers.
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Crowdfunding for business: The basics
Learn the types of crowdfunding you can do for your business.
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Small business loan denied? Here’s what to do next
Being denied a small business loan can be disheartening. Here’s what to do next.
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How to apply for a fast business loan
Follow these steps to help you get approved for a fast business loan.
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What is a factor rate and how to calculate it
Factor rates are simple but costly. We’ll show you what you need to know.
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How to get a business loan in 6 steps
Prepare for your business loan by comparing what you need with how much you can afford.
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SBA loan guide: Everything you need to know about SBA loans
An SBA loan gives your small business access to government-backed funding.
8 min read Apr 09, 2024