Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Average bad credit business loan interest rates
See the average interest rates for different bad credit business loans.
Here’s what Trump and Harris’ promise to eliminate tax on tips means for small businesses
Trump and Harris have promised no tax on tips. Here’s what it means for businesses.
When to consider a short-term business loan
From emergencies to seasonal cash flow issues, short-term business loans may offer relief.
Best low-interest business loans for bad credit
Business owners with bad credit can still access low-interest loans through options like the Small Business Administration (SBA) or lenders like Accion Opportunity Fund.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
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9 types of business loans
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Is a small business loan secured or unsecured?
Small business loans can be either secured or unsecured.
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How to get a business loan with an LLC
Here’s everything you need to know to help you get an LLC loan.
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Average business loan interest rates in 2024
The average business loan interest rates vary by loan type and lender.
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What are current unsecured business loan interest rates?
See the current interest rates for different types of unsecured business loans and the factors that affect those rates.
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Closing the gap: How to overcome obstacles as a female entrepreneur
Funding, training and networking opportunities can help women build businesses.
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Do you need hazard insurance for an SBA loan?
Find out when you need hazard insurance and which SBA business loans require them.
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How to manage a startup business loan
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Small business trends in 2024: What we know so far
Small businesses can stay ahead by adopting trends in 2024 to grow their businesses.
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Alternatives to unsecured business loans
Secured business loans may be cheaper and more accessible than unsecured loans.
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