Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
What is a business line of credit and how does it work?
A business line of credit can help a small business owner cover short-term needs.
10 tax mistakes businesses make every year
Don’t let your business get audited this tax season. Here’s what to know.
What are current semi-truck financing interest rates?
See the average interest rates for semi-truck financing, broken down by different loans and lenders.
American Express® Business Line of Credit vs. Fundible
Compare American Express® Business Line of Credit and Fundible to find the right lender for your small business loan.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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What is a business line of credit and how does it work?
A business line of credit can help a small business owner cover short-term needs.
8 min read Feb 21, 2025 -
10 tax mistakes businesses make every year
Don’t let your business get audited this tax season. Here’s what to know.
6 min read Feb 21, 2025 -
What are current semi-truck financing interest rates?
See the average interest rates for semi-truck financing, broken down by different loans and lenders.
5 min read Feb 20, 2025 -
American Express® Business Line of Credit vs. Fundible
Compare American Express® Business Line of Credit and Fundible to find the right lender for your small business loan.
5 min read Feb 19, 2025 -
Debt vs. equity financing: What you need to know
Debt financing and equity financing are two types of funding options available to small businesses.
6 min read Feb 17, 2025 -
Small business financing: Your options
Finance your small business with loans, grants or crowdfunding.
7 min read Feb 13, 2025 -
Working capital loan vs. small business loan
Learn more about this short-term loan and how it compares to other business loans.
5 min read Feb 13, 2025 -
What is a working capital loan and how does it work?
Need help covering day-to-day costs? A working capital loan could be the answer.
8 min read Feb 12, 2025 -
Types of small business loans offered at banks
There are several types of loans that small businesses can seek at banks to grow their business.
8 min read Feb 12, 2025 -
How to manage a working capital loan
Follow these steps to save money and avoid defaulting on your working capital loan.
7 min read Feb 12, 2025