Small Business
Small business loans and credit cards can help launch your startup, cover overhead costs, purchase equipment, refinance debt — and more. Explore your options below and find the right business loan or business credit card for you.
Spotlight articles
Documents you need to apply for fast business loans
Fast business lenders only ask for the most basic documents to assess your finances.
Average business line of credit interest rates
Interest rates for business lines of credit can range from 8% to 60% or higher.
How much will a business line of credit cost?
The true cost of your line of credit will depend on rates, fees and repayment terms.
Types of bad credit business loans
Each type of bad credit business loan has its advantages and disadvantages.
Loans for small businesses
Small business loans provide capital to help cover just about any business expense.
You have a variety of options to choose from, including working capital, term loans, business lines of credit and equipment loans, just to name a few.
Banks and credit unions are well-known places to get business loans. But eligibility requirements can be strict. Business owners with fair or bad credit will have better luck with online lenders, also known as fintech lenders and nonbanks. And for even more options, community-development financial institutions (CDFIs) and Minority Depository Institutions (MDIs) have a track record of helping minorities and other business owners in low-income communities who struggle to gain access to funds from traditional lenders.Credit cards for small business
Business credit cards are a great way to cover short-term business expenses. Like business lines of credit, you gain access to a pool of funds that you can repeatedly use up to your credit limit, and you’re only charged interest on the funds that you use.
Unlike small business loans, you have a chance to pay off your debt without any interest charges as long as the business credit card offers a grace period and you pay your balance in full each month. usiness credit cards also come with features not found with business loans. This may include free employee cards, cash back or travel rewards for purchases, and business-related perks.
What's new
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Documents you need to apply for fast business loans
Fast business lenders only ask for the most basic documents to assess your finances.
3 min read Mar 25, 2025 -
Average business line of credit interest rates
Interest rates for business lines of credit can range from 8% to 60% or higher.
8 min read Mar 21, 2025 -
How much will a business line of credit cost?
The true cost of your line of credit will depend on rates, fees and repayment terms.
5 min read Mar 20, 2025 -
Types of bad credit business loans
Each type of bad credit business loan has its advantages and disadvantages.
7 min read Mar 20, 2025 -
What is a fast business loan and how does it work?
A fast business loan can get you the funds you need in as little as a day.
5 min read Mar 20, 2025 -
How the Federal Reserve affects business loans
The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
7 min read Mar 19, 2025 -
Pros and cons of startup business loans
Learn more about startup business loans to see if they’re right for you.
8 min read Mar 19, 2025 -
American Express® Business Line of Credit vs. Fundible
Compare American Express® Business Line of Credit and Fundible to find the right lender for your small business loan.
6 min read Mar 19, 2025 -
What is an unsecured business loan and how does it work?
Our guide will show you everything you need to know about unsecured business loans.
7 min read Mar 19, 2025 -
American Express® Business Line of Credit vs. Wells Fargo: Which small business lender is right for you?
We’ll help you compare American Express® Business Line of Credit and Wells Fargo business loans.
6 min read Mar 18, 2025