Annuities
An annuity is a financial product that provides individuals with regular payments over time. Discover expert advice, tools, and more about annuities.
Featured annuities content
Annuity vs. IRA: What’s the difference?
Annuities and IRAs can both help you achieve your retirement goals. Learn what makes these two retirement-staples similar and different.
What is a deferred annuity?
In a deferred annuity, savers contribute money either in one lump sum or over time, and then defer their income stream until later.
![Image for Use your investment for a paycheck for life.](https://www.bankrate.com/f/102997/518x322/66f34d233b/gainbridge.jpg)
The latest in annuity news
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Ask Bankrate: When will yields on savings and money market accounts stop falling?
One Bankrate experts suggest deposit yields may be close to bottoming out.
5 min read Jul 12, 2022 -
Ask Bankrate: Questions about investing in real estate, tracking down stimulus and more
One reader asks: With interest rates so low, is it a good idea to invest in real estate?
9 min read Jul 12, 2022 -
Ask Bankrate: Questions about stimulus checks, mortgage refinancing and Social Security
Find out what you can do if your stimulus check was deposited into the wrong account.
7 min read Jul 12, 2022 -
Ask Bankrate: Questions about using retirement funds to pay off debt, refinancing while unemployed and more
See whether it’s smart to tap retirement savings to pay down debt.
5 min read Jul 12, 2022 -
Can annuity income inherited from late brother be used for a Roth IRA contribution?
The IRS limits the types of income that can be used for a Roth IRA. Here are the rules.
2 min read Sep 09, 2021 -
Taxes on bequest of nonqualified annuity
A nonqualified annuity grows tax-deferred, so eventually Uncle Sam will want his share.
2 min read Jan 24, 2021 -
Mom is worried about tax hit from annuity
Now that you have invested in a tax-deferred annuity, don’t let the tax issue consume you.
2 min read Sep 03, 2021