Annuities
An annuity is a financial product that provides individuals with regular payments over time. Discover expert advice, tools, and more about annuities.
Featured annuities content
A guide to annuity fees and commissions
Annuities can be a powerful tool for retirement planning, but can easily feel complex and overwhelming if you’re unfamiliar with the terminology.
Annuity terms every investor should know
Annuities come with a flurry of fees that you may not recognize from other insurance or financial products. Here's what to expect.
The latest in annuity news
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Best fixed annuity rates for January 2025
Here are the best annuity rates based on recently available data.
9 min read Jan 17, 2025 -
Annuity sales soared in 2024. What investors can expect in 2025
Learn how industry trends impact your annuity options in 2025.
8 min read Jan 16, 2025 -
Bridging the gap to Social Security with an annuity: How it works
Simple annuities with a set term are one way to bridge the gap to Social Security.
7 min read Jan 15, 2025 -
How a structured settlement annuity works
An annuity is a financial product issued by insurance companies that guarantees regular payments over time. People often buy annuities before retirement to offset the risk of outliving their savings. [...]
6 min read Dec 27, 2024 -
What is a nonqualified annuity and how does it work?
The term “nonqualified” simply describes the annuity’s tax treatment.
3 min read Dec 18, 2024 -
How are annuities regulated? Federal and state laws explained
State governments are the primary regulators of annuities.
3 min read Dec 13, 2024 -
What happens to an annuity if your insurance company goes broke?
While rare, an annuity issuer failing can be a nightmare for policyholders.
4 min read Dec 05, 2024 -
What are commission-free annuities and are they good for retirement?
Thinking of purchasing a commission-free annuity? Here’s what you should know.
3 min read Nov 21, 2024 -
What are annuities and how do they work?
Bankrate explores what annuities are, how they work and who they can benefit.
8 min read Nov 21, 2024 -
What are variable annuities? Benefits, risks and how they work
The fees and complexity of variable annuities can far outweigh potential benefits.
6 min read Nov 15, 2024