Retirement

Get the latest information on individual retirement accounts, 401(k) plans and other retirement strategies.

Retirement Basics

What is Social Security?

Here’s how Social Security works, how it’s funded, and how it fits into your retirement plan.

5 min read

Calculating Social Security

Find out how your Social Security benefits are calculated for your retirement.

4 min read

What's a cost of living adjustment?

For people living on a fixed income, the COLA is a critical safety net.

3 min read

Retirement investing basics: A beginner’s guide

A great starting point for retirement investing is your employer’s 401(k) plan.

8 min read

Latest Articles

Why Florida is Bankrate’s best state for retirement in 2022

The Sunshine State came out on top for retirees in 2022, here’s how.

3 min read Aug 18, 2022
Inflation may push Social Security COLA up around 10% in 2023

Surging prices could push next year’s Social Security COLA to 10%.

2 min read Aug 12, 2022
5 things every millennial should know about saving for retirement

For millennials, retirement shouldn’t be an afterthought, because they have the best money-making asset: time.

4 min read Feb 22, 2023
Employee stock ownership plan (ESOP): What it is and how it works

ESOPs are a defined contribution plan with benefits for both the employer and employee.

5 min read Nov 23, 2022
Top scams that target seniors and how to avoid them

Fraudsters prey on the elderly. Watch out for these swindles to avoid becoming victimized.

8 min read Jun 20, 2022
Do you need a pour-over will in your estate plan?

This specific type of will is generally created in conjunction with a trust. Here’s what to know.

2 min read Apr 20, 2022
Survey: More than half of American workers say they’re behind on retirement savings

A full 52 percent of American workers say their retirement savings are not where they need to be.

7 min read Nov 18, 2021
Social Security payments set to jump 5.9% in 2022 following biggest COLA increase in nearly 40 years

Here’s how much the average Social Security recipient will receive.

2 min read Mar 11, 2022
Why Georgia is Bankrate’s best state for retirement in 2021

Florida and Arizona rank high in Bankrate’s list of top places to retire, but they’re not No. 1.

2 min read Mar 03, 2022
Stimulus checks: Here’s how Social Security recipients and other non-filers can claim their $1,400 payment

Individuals exempt from filing a tax return could be days away from receiving their payment.

5 min read Aug 18, 2021