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Navarre, FL housing market

The Navarre housing market isn’t that competitive. The median home sales price in January 2025 has decreased in the past 3 months to $375,000. That’s down 3.8% and $15,000 lower than January 2024 of last year. That is lower than the Florida state median home sales price of $410,600. Homes typically sell after 71 days on market, which is faster than the state average and higher than 35 days in January 2024 a year prior.

Housing market overview for

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Trended Median Home Values
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How much do homes in Navarre, FL cost?

The median home price in Navarre was $375,000 in January 2025, down 3.8% from last year.

January's median sale price
$375K
Caret DownDown $15K and 3.8% since Jan 2024
Trended Homes Inventory
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How many homes are available in Navarre, FL?

The real estate market in Navarre had 231 homes for sale in January and is down from 234 homes for sale the month prior and up from 191 homes in January 2024.

Homes for sale in January
231
Caret UpUp 40 and 20.9% since Jan 2024
Trended Homes Sold
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How many homes are sold in Navarre, FL?

There were 45 homes sold in January 2025, trending up from 40 homes sold a year ago.

Homes sold in January
45
Caret UpUp 5 and 12.5% since Jan 2024
Trended Median Days on Market
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How long does it take to sell a home in Navarre, FL?

Homes in Navarre are staying on the market for 71 days. That’s 36 days slower than the median in January 2024, which means that the market is less competitive today.

Median days on market in January
71
Caret UpUp 36 and 102.9% since Jan 2024

Is it a buyer’s or seller’s market in Navarre, FL?

It is considered a balanced market right now. Housing inventory is up since last year, which means supply is less constrained. Mortgage rates are 6.9%, making the average house payment $2,842, which is $201 higher than a year before.

Total months of housing supply available for sale is 5.1 months, up 4.1% from 4.9 month(s) in January 2024.

Months of Supply

The Months of Supply housing metric is an estimate of how long it would take to sell all the homes for sale relative to the number of homes sold each month. Historically, 5 to 6 months is the average. You may also hear this metric referred to as the "absorption rate."

Lower months of housing supply typically signal a seller’s market whereas when months of supply is greater than 6 months typically signal a buyer’s market.

Sales to Listing Ratio

Sales to Listing Ratios are an indicator of supply and demand. It is all the completed sales in the past month divided by the total number of active listings.

In a balanced real estate market, the total number of home sales to active listings ratio is between 0.12 and 0.2 while markets with a ratio higher than 0.2 favors seller’s, as homes are selling fast and there is limited inventory, while markets below 0.12 favor home buyers because there is a larger supply of homes to purchase.

Selling a house in Navarre, FL

Home values have decreased by 3.8% since last year, and the number of days it takes to sell a home has increased from 35 days in January 2024 to 71 days in January 2025.

The best time to sell your home in Navarre is in May, when homes sell fastest and for the most money.

Sellers typically pay the commission of both the listing and buyer’s agents, which typically total 5-6% of the home sale price. That’s $22,500 paid in commission to the real estate agents. You’d also need to factor in closing costs, plus other fees and your mortgage payoff amount, to calculate the net proceeds from your home sale.

Buying a house in Navarre, FL

Homes in Navarre have a median price of $375,000, which means you’ll need $37,500 for a 10% down payment. Housing costs have decreased 3.8% in the past year. When you’re several months out and have your down payment saved, make sure to get pre-approved for a mortgage and find a real estate agent.

Home values are only one part of the home affordability equation. When buying a house in Navarre, don’t forget to also account for closing costs, which are typically 3-4% of the home cost. In addition to a down payment of $37,500 you should have $15,000 as well as budget for cash reserves, moving expenses and ongoing homeownership costs for home maintenance and repairs or HOA fees.

Navarre home values are 86.7% cheaper than Gulf Breeze and 9.5% cheaper than the state median home value.

How does the Navarre real estate market compare to other markets?

The Navarre real estate market has a median sale price of $375,000, which is 9.5% lower than the state median sale price of $410,600. Compare other markets or nearby cities, as they can vary significantly.

Navarre, FL
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Gulf Breeze, FL
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Florida
Median home saleMedian home saleMedian home sale
$375,000$700,000$410,600
Days on marketDays on marketDays on market
717073
Monthly house payment
Monthly house payment
Monthly house payment
$2,842$5,048$3,084
Cost to buy a house
Cost to buy a house
Cost to buy a house
$52,500$98,000$57,484
Cost to sell a house
Cost to sell a house
Cost to sell a house
$26,250$49,000$28,742

Take the next step in Navarre: Find an agent

Navigating the Navarre housing market can be tricky, but you don’t have to go it alone. When you're ready to learn more, reach out to a local Navarre real estate agent to get the process started. We recommend interviewing multiple candidates and coming prepared with a list of all your questions.

Navarre, FL housing market FAQs

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