Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How length of credit history affects your credit score
Length of credit history is a minor credit score factor, but still packs a punch.
4 min read Apr 26, 2024 -
Guide to American Express Membership Rewards
The Amex Membership Rewards program lets you earn points for flexible redemptions.
10 min read May 31, 2024 -
Top credit-building apps of 2024
Credit-building apps can help you improve your credits quickly and easily.
9 min read Jun 26, 2024 -
How long does a bankruptcy stay on your credit report?
A bankruptcy will stay on your credit report for a number of years depending on when you actually filed as well as the type of bankruptcy.
4 min read Apr 30, 2024 -
How to determine financial needs vs wants
Knowing your financial needs and wants is important for your budget.
5 min read Jun 26, 2024 -
How many credit cards is too many?
The number of cards that’s right for you depends on how many you can easily manage.
11 min read Apr 23, 2024 -
How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
5 min read Jun 25, 2024 -
What is debt forgiveness?
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
6 min read Jun 25, 2024 -
Breaking the generational cycle of debt
Generational debt can impact your financial future. Here’s how to break the cycle.
7 min read Jun 25, 2024 -
What is considered a fair credit score?
Learn what’s considered a fair credit score and how to improve it.
5 min read Jun 26, 2024