Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What do the 3 credit bureaus do?
Equifax, Experian and TransUnion are the three major credit bureaus.
5 min read Jun 26, 2024 -
Meet the ‘sandwich generation’: Gen Xers are burnt out and stressed about money
Gen Xers are the most financially stressed generation as they juggle working and caregiving.
8 min read Aug 11, 2023 -
Survey: 47% of U.S. adults have at least one unused gift card
Checked your drawers recently? 47% of Americans have unused gift cards.
5 min read Jul 17, 2023 -
Survey: 74% of Americans have a financial regret, most frequently not saving for retirement early enough
Bankrate polling shows 21 percent of Americans regret not saving for retirement early enough.
5 min read Jul 14, 2023 -
Should you cancel an unused credit card?
Closing a credit card may not be a smart move. Here’s what to consider before canceling an unused card.
4 min read Jul 14, 2023 -
How much available credit should you have?
You should accept as much credit as you qualify for, but use it responsibly.
3 min read Jul 13, 2023 -
Can you use your cellphone bill to build credit?
Use cellphone bills to aid credit though your provider doesn’t report them to bureaus
3 min read Jun 26, 2024 -
Survey: 77% of travelers plagued by travel problems amid booming season; more than half saw higher prices
63% of Americans plan to travel this year — what are your budget travel tips?
6 min read Jul 12, 2023 -
What is the Chase 5/24 rule?
If you’ve opened more than 5 credit cards in the past 24 months, Chase probably won’t accept your credit card application.
4 min read Jul 20, 2023 -
Hot inflation is squeezing lower-income households’ emergency funds
37% of lower-income people have no savings, unchanged from when inflation was highest.
6 min read Jun 27, 2023