Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How debt can happen to anyone
Debt is a part of life. But it doesn’t have to be in your life forever.
5 min read Jun 25, 2024 -
Amazon Prime Day and Big Deal Days 2023: Everything you need to know
Bankrate’s guide to scoring the best deals during Amazon Prime Day 2023.
4 min read Oct 06, 2023 -
Is paying off debt the best use of your tax refund?
If you get a big tax refund this year, consider using it to pay down your debt.
5 min read Jun 25, 2024 -
Bankruptcy vs. default: Which route is best for you?
Learn how to protect your assets if you’re struggling with debt.
7 min read Oct 19, 2023 -
How to tell if debt settlement is a good idea for you
Debt settlement is a risky way to lower debt but could be a good last resort.
6 min read Jun 25, 2024 -
How to avoid resetting the clock on old debt
Delinquent debt has a shelf life, but certain mistakes can keep it fresh.
7 min read Sep 22, 2023 -
Is credit repair a scam?
Not all credit repair companies are bad. Some can actually help you build credit.
5 min read Jun 26, 2024 -
Can a debt settlement firm charge upfront fees to handle credit card debt?
When dealing with a debt settlement firm, be sure to protect yourself against fraud and other possibilities. Find out the warning signs, and what a debt settlement firm should be able to do for you.
4 min read Jun 25, 2024 -
Best starter credit cards for 2023
A starter card can be a great tool for building credit while practicing good habits, like paying off balances each month.
7 min read Apr 23, 2024 -
How to do Holiday Shopping on a Budget
Here’s how to create a budget for the holidays and actually stick to it.
7 min read Sep 19, 2023