Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How NDR empowers you through a unique approach to debt relief
National Debt Relief doesn’t just look at the numbers of debt. Here’s how.
7 min read Jun 25, 2024 -
UltraFICO: What it is and how it works
In 2018, the Fair Isaac Corporation (FICO), Experian and Finicity launched the new UltraFICO score. The goal of UltraFICO is to expand credit access and give consumers more control in the credit scoring [...]
4 min read Dec 10, 2023 -
Consumer debt by gender: Is there a difference?
Gender plays a key role in how much debt an individual has.
4 min read May 28, 2024 -
Are unemployment benefits safe from wage garnishment?
Except in a few instances, unemployment benefits are exempt from garnishment.
3 min read Dec 07, 2023 -
Common types of bankruptcy and how to avoid filing
How your bankruptcy will play out depends on the type of bankruptcy you file.
5 min read Jun 25, 2024 -
Zombie debt: What it is and how it works
Know your rights when it comes to paying off old debt.
6 min read Jun 25, 2024 -
Debt management plans: What you need to know
These plans may provide the resources, accountability and structure you need to pay off your debt.
6 min read Jun 25, 2024 -
What is the debt snowball strategy?
This debt repayment strategy with a wintry name is designed to keep you motivated.
3 min read Jun 25, 2024 -
Can I defer Chapter 13 bankruptcy payments?
With a smaller paycheck, it may be necessary to alter how much you can pay back in bankruptcy.
4 min read Dec 06, 2023 -
How to get out of debt: 6 best ways
If you’re tired of being hounded by creditors, here’s a plan to help you break free.
6 min read Jun 25, 2024