Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
-
What is a 1099-C Cancellation of Debt form?
You’ll receive a 1099-C form if a lender cancels $600 or more of your taxable debt.
8 min read Feb 29, 2024 -
What happens to credit card debt when you die?
Before you trade the family silver to satisfy the credit card collector, find out if you’re liable.
6 min read Feb 27, 2024 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
6 min read Feb 29, 2024 -
How credit cards can help you deal with lost luggage
Many top rewards credit cards include lost or delayed baggage insurance.
5 min read Jun 21, 2024 -
How to read your credit card statement
Reading your credit card bill helps spot errors, gauge spending and analyze charges.
7 min read Apr 04, 2024 -
Half of Americans say their personal finances have gotten worse since 2020. Is relief on the way in 2024?
It’s not always clear how the economy is connected to your money — this is why.
9 min read Jan 23, 2024 -
How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score and wallet, but you should make some decisions before calling your issuer.
8 min read Jan 17, 2024 -
How do title loans work, and are they ever worth the risk?
These high-interest, fee-heavy loans could wind up costing you your car.
5 min read Jan 16, 2024 -
How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
6 min read Jan 12, 2024 -
What are convenience checks?
Convenience checks can be used in a number of ways, but note they come with hidden costs.
5 min read Jan 04, 2024