Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Jan 29, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Jan 29, 2025 -
Tax debt relief: How to resolve your debt with the IRS
Payment extensions, settlements and status reclassification can help with tax debt.
6 min read Jan 29, 2025 -
How to get debt-free
You can get rid of the debt holding you back if you plan carefully.
5 min read Jan 29, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Jan 29, 2025 -
Foreign transaction fees vs. currency conversion fees: What are the differences?
Using credit cards abroad? Know these fees to avoid unexpected charges on your statement.
5 min read Jan 29, 2025 -
New year, new you: Your 12 month credit repair challenge
You can take steps every month to end the year with healthier credit.
6 min read Jan 28, 2025 -
What are convenience checks?
Convenience checks can be used in a number of ways, but they come with hidden costs.
6 min read Jan 27, 2025 -
What are the typical fees associated with money exchange?
Understanding currency conversion can help you avoid expensive fees when traveling abroad.
5 min read Jan 27, 2025 -
How do title loans work?
These high-interest, fee-heavy loans could wind up costing you your car.
5 min read Jan 26, 2025