Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
-
Is a financial wellness app worth it?
Financial wellness apps offer tools to help manage your money and build wealth.
5 min read Feb 20, 2025 -
Do financial wellness apps offer a sign on bonus?
Financial wellness apps offer tools to help you reach your financial goals.
4 min read Feb 20, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read Feb 20, 2025 -
Do payday loan apps lead to a cycle of debt?
Payday loan apps may not be the solution to getting cash quickly in a pinch.
6 min read Feb 20, 2025 -
7 common misconceptions about financial apps
Learn more about financial apps’ security, privacy and ease of use.
5 min read Feb 20, 2025 -
How the national debt affects personal debt
The national debt can affect your finances indirectly.
6 min read Feb 19, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Feb 19, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read Feb 19, 2025 -
How race impacts credit: the history and effect on lending practices
Anyone can build credit and policies now exist to combat lending discrimination.
9 min read Feb 19, 2025 -
When does debt fall off your credit report?
Missed debt payments or collection accounts can stay on your report for 10 years.
7 min read Feb 19, 2025