Managing Debt
Whether you are looking to consolidate credit card debt or are looking for complete debt relief, get the advice and tools you need to manage your debt.
Debt Basics
Latest Articles
-
What happens to credit card debt when you die?
Before you trade the family silver to satisfy the credit card collector, find out if you’re liable.
6 min read Feb 27, 2024 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
6 min read Feb 29, 2024 -
How do title loans work, and are they ever worth the risk?
These high-interest, fee-heavy loans could wind up costing you your car.
5 min read Jan 16, 2024 -
How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
6 min read Jan 12, 2024 -
Why you shouldn’t feel guilty about spending when you’re in debt
Here’s how to manage your mental well-being and your commitment to debt repayment.
7 min read Apr 15, 2024 -
How to stick to your debt repayment plan
Staying with a repayment plan can help you pay off debt faster. Here’s how.
5 min read Jun 25, 2024 -
How to avoid going into more debt this holiday season
Take extra care this holiday season to avoid building debt.
4 min read Dec 14, 2023 -
Secured vs. unsecured debt: What’s the difference?
Knowing the difference will help you decide which types of loans work best for you.
6 min read Jun 25, 2024 -
Late on Chapter 13 bankruptcy payment. What now?
Being a week late on your bankruptcy payment is probably no big deal — in most cases.
4 min read Dec 13, 2023 -
Which debts can’t be discharged in bankruptcy?
Filing bankruptcy has some debt exclusions. These charges can usually be eliminated.
3 min read Dec 13, 2023