Managing Debt
Whether you are looking to consolidate credit card debt or are looking for complete debt relief, get the advice and tools you need to manage your debt.
Debt Basics
Latest Articles
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Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate
6 min read Oct 29, 2024 -
The 5 most common types of bankruptcy
These are the five most common models of bankruptcy. Learn how they operate and who they’re good for.
6 min read Oct 25, 2024 -
What assets can creditors take away in a bankruptcy?
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
5 min read Oct 24, 2024 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Oct 23, 2024 -
How to get out of debt without paying
Debt settlement options exist, but they may come with long-term ramifications.
5 min read Oct 22, 2024 -
How to protect yourself from debt relief and credit scams
If you are considering working with a debt relief company, make sure to watch out for debt relief and credit scams.
8 min read Oct 22, 2024 -
What is debt forgiveness?
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
9 min read Oct 18, 2024 -
What is a 1099-C Cancellation of Debt form?
You’ll receive a 1099-C form if a lender cancels $600 or more of your taxable debt.
7 min read Oct 18, 2024 -
Can bankruptcy stop wage garnishment?
You don’t need a lawyer, but you do need to take these steps to protect pay through bankruptcy.
6 min read Oct 17, 2024 -
Bankruptcy vs. default: Which route is best for you?
Learn how to protect your assets if you’re struggling with debt.
8 min read Oct 17, 2024