Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How to consolidate debt without hurting your credit
Learn how to minimize negative changes to your credit score when consolidating debt.
3 min read Jun 02, 2025 -
How to choose the right debt settlement company for you
Compare a few debt settlement options to ensure you avoid any future headaches.
5 min read May 31, 2025 -
How to pay off a debt in collections
Take these steps to pay off lingering debt.
5 min read May 30, 2025 -
Can you pay to remove negative items from your credit report?
Some credit repair experts suggest arranging for a pay-for-delete agreement.
6 min read May 30, 2025 -
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
4 min read May 30, 2025 -
How to deal with debt collectors
You have rights when debt collectors contact you. Try these steps when you respond.
7 min read May 27, 2025 -
Effective strategies and tips to pay off debt
Paying off debt requires commitment and patience. You’ll need to carefully review your current debts, spending and budget and understand the available options you have at your disposal. With this information, [...]
5 min read May 27, 2025 -
Want a lower credit card interest rate? Just ask
Call your card issuer if you want a lower interest rate, and be ready to negotiate.
8 min read May 22, 2025 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
5 min read May 22, 2025 -
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
5 min read May 21, 2025