Credit
Find the latest advice on managing your credit, and apply for a free credit report today.
Editor's Picks
Latest Articles
-
How to read a credit report
Your credit report is a detailed record of your credit history and the accuracy of those details is important. Here’s what to look for when reviewing your credit report.
7 min read Mar 27, 2024 -
Goodwill letters: How to get late payments removed from your credit report
Goodwill letters can convince creditors to remove late payments from your credit report.
6 min read Jun 26, 2024 -
Can closed accounts be removed from your credit report?
Closed accounts listed on your credit report are removed after a set amount of time – depending on the status.
7 min read Jun 26, 2024 -
7 reasons your credit card was declined — and how you can respond
Prevent rejection at the register by looking out for these common reasons credit cards are declined.
8 min read Mar 11, 2024 -
When is the best time to apply for a new credit card?
The best time to apply for a credit card depends more on your financial situation.
6 min read Apr 23, 2024 -
How credit cards can help you deal with lost luggage
Many top rewards credit cards include lost or delayed baggage insurance.
5 min read Jun 21, 2024 -
How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score and wallet, but you should make some decisions before calling your issuer.
8 min read Jan 17, 2024 -
Best balance transfer cards with no balance transfer fee
Learn our picks for the best balance transfer cards with no balance transfer fee.
4 min read Dec 13, 2023 -
UltraFICO: What it is and how it works
In 2018, the Fair Isaac Corporation (FICO), Experian and Finicity launched the new UltraFICO score. The goal of UltraFICO is to expand credit access and give consumers more control in the credit scoring [...]
4 min read Dec 10, 2023 -
What is a FICO score?
Building a good FICO credit score is one of the best things you can do for your financial health. Here’s what your FICO score entails.
5 min read Jun 26, 2024