Credit
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Latest Articles
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How to lift a credit freeze
Credit freezes are a great idea to protect yourself against identity theft but they aren’t designed to last forever.
4 min read Mar 01, 2022 -
7 ways you can hurt your credit score
You could be damaging your credit without realizing it. Watch for these missteps.
5 min read Feb 25, 2021 -
How credit mix affects your credit score
When it comes to credit scores, payment history and credit utilization seem to grab the headlines. This is somewhat understandable, since the combination makes up the lion’s share of your FICO score [...]
4 min read Feb 04, 2021 -
Why are there different types of credit scores?
Both FICO and VantageScore offer different types of credit scores depending on what information lenders are requesting and which credit score model is being used.
5 min read Jan 22, 2021 -
How to remove negative items from your credit report
If your credit score is not where you want it to be, you probably already know that it is the negative items on your credit report that bring your score down the most. These items will fall off eventually, [...]
5 min read Nov 05, 2020 -
What is rapid rescore?
Everyone knows that the rate you get on your mortgage can cost or save you thousands over the term of your home loan. But did you know that you may be able to influence (lower) that rate while you are [...]
5 min read Oct 01, 2020 -
Your identity is broken. Here are 3 powerful ways to take control
Lock down your personal information by finding ways not to share it.
4 min read Oct 06, 2017 -
Credit monitoring alone won’t protect you from identity theft
There’s no silver bullet to stop fraud. Here’s how to make the bad guys’ job harder.
3 min read Sep 12, 2017 -
Send dispute letter to contest erroneous credit report
Your missive must be clear, precise and complete. Here’s how to get it done.
2 min read Aug 09, 2017 -
Like a school transcript, your credit follows you for life
Your financial report card can help you, or haunt you, through the years.
2 min read Aug 08, 2017