Credit
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Latest Articles
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5 ways to build credit with no credit history
There are alternative ways to build credit, like becoming an authorized user, opening a store card or reporting your utility payments each month.
5 min read Apr 18, 2023 -
Hard credit check vs. soft credit check: What’s the difference?
Not all credit inquiries are equal. Here’s what you need to know.
5 min read Apr 12, 2023 -
Why did my credit score drop?
Your credit score may go down for a few reasons, but there are steps you can take today to increase it again.
5 min read Mar 09, 2023 -
Consumer credit protections: Know your rights
Credit card consumers enjoy various protections under laws such as the CARD Act.
5 min read Mar 09, 2023 -
Average credit scores in each state: How does yours compare?
How does your credit score match with others from your state?
5 min read Mar 02, 2023 -
What is the Equal Credit Opportunity Act?
Know your rights when it comes to lending practices.
7 min read Feb 27, 2023 -
Credit scores in 2022: Statistics and how to build your credit
Credit may seem difficult to understand, but building it is easier than you think.
9 min read Dec 20, 2022 -
Why lenders use these 5 factors to best measure your credit risk
Knowing what impacts your FICO score is key to improving your credit. Here are the top five factors that lenders pay the most attention to.
5 min read Aug 15, 2022 -
Credit bureaus report incorrect information about identity theft
If you have been a victim of identity theft and had accounts opened in your name, the FCRA allows you to ask credit bureaus to stop reporting on these illegal accounts.
3 min read Jun 06, 2022 -
How does payment history affect your credit score?
Learn more about how your payment history impacts your credit score.
4 min read Apr 22, 2022