Credit

Latest Articles

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  7 reasons your credit card was declined — and how you can respond

  Prevent rejection at the register by looking out for these common reasons credit cards are declined.

  9 min read Feb 26, 2025
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  Will doing a voluntary reposession protect your credit?

  Voluntary repossession won’t necessarily help your credit.

  6 min read Feb 24, 2025
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  Should you pay your credit card bill early?

  Paying your credit card bill early can lower your credit utilization and help you avoid late payments.

  4 min read Feb 24, 2025
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  How race impacts credit: the history and effect on lending practices

  Anyone can build credit and policies now exist to combat lending discrimination.

  9 min read Feb 19, 2025
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  When does debt fall off your credit report?

  Missed debt payments or collection accounts can stay on your report for 10 years.

  7 min read Feb 19, 2025
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  How to upgrade credit cards with the same issuer

  Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.

  5 min read Feb 18, 2025
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  Can you use your cellphone bill to build credit?

  Use cellphone bills to aid credit though your provider doesn’t report them to bureaus

  6 min read Feb 14, 2025
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  What is a FICO score?

  Building a good FICO credit score is one of the best things you can do for your financial health. Here’s what your FICO score entails.

  7 min read Feb 13, 2025
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  Can you use AI for credit repair?

  While it’s possible to use AI to help with credit repair research, you’ll need to take more steps.

  5 min read Feb 07, 2025
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  How one person repaired her credit and turned her finances around

  One woman worked on building a credit score after she moved from Europe.

  5 min read Feb 06, 2025