Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Can you use your cellphone bill to build credit?
Use cellphone bills to aid credit though your provider doesn’t report them to bureaus
6 min read Feb 14, 2025 -
Consumer debt by gender: Is there a difference?
Gender plays a key role in how much debt an individual has.
6 min read Feb 14, 2025 -
What is a FICO score?
Building a good FICO credit score is one of the best things you can do for your financial health. Here’s what your FICO score entails.
7 min read Feb 13, 2025 -
6 simple ways to stay consistent with your budget
Master your budget with proven strategies for long-term financial success.
4 min read Feb 13, 2025 -
The best ways to supplement your new budgeting habit
Small financial tweaks can lead to major gains in your budget.
5 min read Feb 13, 2025 -
How to get out of debt with a low income
Before doing anything else, take a deep breath, sit down and determine what you owe and to whom.
7 min read Feb 12, 2025 -
How to negotiate a debt settlement
You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.
8 min read Feb 12, 2025 -
What is the best time of year to send money to your family?
Strategic timing of international money transfers can help you save on fees and exchange rates.
5 min read Feb 12, 2025 -
How does a debt management plan affect applying for loans?
A debt management plan shouldn’t prevent you from getting credit.
6 min read Feb 11, 2025 -
How to make a budget using ChatGPT
This conversational AI tool can add up your spending and offer advice on how to save.
7 min read Feb 10, 2025