Personal Finance

Latest Articles

• 

  Ask Bankrate: Are reverse mortgages risky? Is it smart to refinance one?

  There are many misconceptions about reverse mortgages. Here’s why Bankrate’s expert is a fan of the product.

  6 min read Oct 16, 2020
• 

  Ask Bankrate: Saving for a down payment. Where should I keep my money?

  A reader asks where to put money intended to be used for a home down payment.

  4 min read Oct 09, 2020
• 

  Ask Bankrate: How much do you need in savings to buy a home?

  A prospective homebuyer wants to know how much savings is needed.

  5 min read Oct 02, 2020
• 

  Survey: Top economists see unemployment rate holding above pre-pandemic levels into 2021

  While economists were more optimistic, they weren’t without doubts about the risks to the outlook.

  7 min read Oct 01, 2020
• 

  What is rapid rescore?

  Everyone knows that the rate you get on your mortgage can cost or save you thousands over the term of your home loan. But did you know that you may be able to influence (lower) that rate while you are [...]

  5 min read Oct 01, 2020
• 

  Ask Bankrate: When will yields on savings and money market accounts stop falling?

  One Bankrate experts suggest deposit yields may be close to bottoming out.

  5 min read Sep 25, 2020
• 

  Survey: Nearly half of Americans say their top financial priority is getting caught up or staying current on bills

  About 46 percent of Americans name paying bills as their top priority.

  4 min read Sep 23, 2020
• 

  Ask Bankrate: How can savers stay ahead of inflation?

  A reader asks how people living on fixed income can beat inflation.

  4 min read Sep 11, 2020
• 

  Here’s how Americans say their finances have changed since Trump took office

  Plus, Americans are also split over which presidential ticket will be better for their wallet.

  5 min read Sep 08, 2020
• 

  Ask Bankrate: Is now a good time to invest in physical gold?

  A reader asks whether now is the right time to invest in physical gold.

  5 min read Sep 04, 2020