Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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What assets can creditors take away in a bankruptcy?
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
5 min read Oct 23, 2024 -
Guide to American Express Membership Rewards
The Amex Membership Rewards program lets you earn points for flexible redemptions.
5 min read Oct 23, 2024 -
How to get out of debt without paying
Debt settlement options exist, but they may come with long-term ramifications.
5 min read Oct 22, 2024 -
How to protect yourself from debt relief and credit scams
If you are considering working with a debt relief company, make sure to watch out for debt relief and credit scams.
8 min read Oct 22, 2024 -
How many credit cards is too many?
The number of cards that’s right for you depends on how many you can easily manage.
9 min read Oct 21, 2024 -
What credit score do you start with?
Learn what credit score you start with and how to build good credit from scratch.
7 min read Oct 21, 2024 -
What is a secured credit card and how does it work?
Secured credit cards require a cash deposit in exchange for a small line of credit.
5 min read Oct 18, 2024 -
What is debt forgiveness?
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
9 min read Oct 18, 2024 -
How to dispute an error on your credit report
Dispute errors your find on your credit report in order to increase your credit score.
8 min read Oct 18, 2024 -
What is a 1099-C Cancellation of Debt form?
You’ll receive a 1099-C form if a lender cancels $600 or more of your taxable debt.
7 min read Oct 18, 2024