Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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How race impacts credit: the history and effect on lending practices
Anyone can build credit and policies now exist to combat lending discrimination.
8 min read Aug 11, 2023 -
Travel vs. savings: Many Americans are prioritizing wanderlust amid economic uncertainty
Choosing between travel or savings this summer? It’s possible to budget for both.
8 min read Aug 04, 2023 -
What is a secured credit card and how does it work?
Secured credit cards are a type of credit card that require a cash deposit in exchange for a small line of credit.
6 min read Aug 04, 2023 -
How to destroy a metal credit card
When scissors aren’t enough to destroy your metal credit cards, try these methods instead.
3 min read Jul 31, 2023 -
Can you pay a credit card with another credit card?
Credit card debt can be tricky, but a balance transfer card may be able to help.
5 min read Jul 28, 2023 -
What do the 3 credit bureaus do?
Equifax, Experian and TransUnion are the three major credit bureaus.
5 min read Jul 27, 2023 -
Meet the ‘sandwich generation’: Gen Xers are burnt out and stressed about money
Gen Xers are the most financially stressed generation as they juggle working and caregiving.
8 min read Jul 24, 2023 -
Survey: 47% of U.S. adults have at least one unused gift card
Checked your drawers recently? 47% of Americans have unused gift cards.
5 min read Jul 24, 2023 -
Survey: 74% of Americans have a financial regret, most frequently not saving for retirement early enough
Bankrate polling shows 21 percent of Americans regret not saving for retirement early enough.
5 min read Jul 19, 2023 -
Should you cancel an unused credit card?
Closing a credit card may not be a smart move. Here’s what to consider before canceling an unused card.
4 min read Jul 14, 2023