Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
-
What to know about cashing out a structured settlement
Want to get cash for money you’re owed? Liquidating a structured settlement is not fast.
4 min read Nov 13, 2023 -
How to set up a debt payoff plan and stick to it
A debt payoff plan takes a comprehensive look at all the debt you owe and organizes it into a structured, consistent routine to pay it all off. Because debt can be overwhelming, a successful payoff plan [...]
7 min read Nov 13, 2023 -
How my husband and I paid off $50,000 in debt with zero-sum budgeting
Now that we’re debt free, we’ll never go back to our old spending habits.
4 min read Nov 13, 2023 -
What is the Fair Debt Collection Practices Act (FDCPA)?
Know your rights when it comes to debt collection practices.
6 min read Nov 13, 2023 -
What assets do I have to list in bankruptcy?
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
4 min read Nov 10, 2023 -
Top 10 myths about paying off debt
Knowing the facts from the myths around debt can help you stay informed. Learn more.
8 min read Nov 09, 2023 -
What is debt collection and how does it work?
Learn what a debt collector is and how one can impact you.
6 min read Nov 08, 2023 -
What is a delinquent account?
A delinquent account can have negative effects on your finances and credit card.
5 min read Nov 08, 2023 -
Survey: 1 in 2 Americans say their overall financial situation is worse now than it was before Biden was elected
How have your finances changed since 2020? Half of U.S. adults now feel worse off.
9 min read Nov 08, 2023 -
Alternative ways to pay down credit card debt
Here’s how you can pay down your credit card debt — without a debt consolidation loan.
6 min read Nov 03, 2023