Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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When is the best time to apply for a new credit card?
The best time to apply for a credit card depends more on your financial situation.
6 min read Feb 29, 2024 -
Paying off debt early: Advantages and disadvantages
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article [...]
7 min read Feb 28, 2024 -
Common debt payment roadblocks and how to tackle them
Financial roadblocks like a layoff or emergency expenses can be challenging, but they don’t mean an end to your debt repayment journey.
6 min read Feb 26, 2024 -
What is a 1099-C Cancellation of Debt form?
You’ll receive a 1099-C form if a lender cancels $600 or more of your taxable debt.
8 min read Feb 23, 2024 -
What happens to credit card debt when you die?
Before you trade the family silver to satisfy the credit card collector, find out if you’re liable.
6 min read Feb 13, 2024 -
3 steps to calculate your debt-to-income ratio
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
6 min read Feb 12, 2024 -
How credit cards can help you deal with lost luggage
Many top rewards credit cards include lost or delayed baggage insurance.
5 min read Feb 12, 2024 -
How to read your credit card statement
Reading your credit card bill helps spot errors, gauge spending and analyze charges.
7 min read Feb 07, 2024 -
Half of Americans say their personal finances have gotten worse since 2020. Is relief on the way in 2024?
It’s not always clear how the economy is connected to your money — this is why.
9 min read Jan 25, 2024 -
How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score and wallet, but you should make some decisions before calling your issuer.
8 min read Jan 17, 2024