Bankrate's Latest News

Millions of homeowners don’t have flood insurance. That’s become an increasingly risky move.

Here’s how to determine what a good interest rate is on your deposit accounts.

We went to a credit card conference to learn what experts are talking about today.

Bankrate broke down how much it might cost to move to popular international locales.

The housing affordability crunch has led to at least one unexpected outcome for first-time homebuyers: less space.

How cutting down on social media consumption can help your finances.

Bankrate ranked all 50 states based on 18 different metrics related to how well they catered to small businesses.

Banks are working to keep customers safe through AI apps and human interaction.

The highest savings account rate has dipped ahead of next week’s Fed rate decision.

Saving money isn’t just about cutting costs. Sometimes, it’s about reframing how you spend your time. Here’s how one mindset shift helped me avoid impulsive purchases and grow my savings with less [...]

Fed officials indicate that interest rates will remain steady at its next meeting.

Budgeting may be unpopular, but it’s important to know where your money is going.

Bank consolidation often leads to lower deposit rates. Here’s what the current merger boom means for your savings and how to respond.

Top APYs on high-yield savings are above 4%, despite a recent U.S. credit downgrade.

Top high-yielding savings accounts continue to handily outpace inflation.

You might not feel better about inflation because prices are still up post-pandemic.

Mortgage rates dip amid swings In markets

Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in March 2025 and beyond.

The amount of mortgage refinances has drastically slowed since the low rates of 2020 through 2022. The 30-year mortgage rate has hovered in the high-6 percent and low-7 percent range since 2023, according [...]

Mortgage rates dip amid swings In markets

The stats look bleak, but experts caution that if you can afford to buy, getting a smaller home is better than waiting on the sidelines.

When mortgage rates began rising in 2022, Americans responded by buying fewer homes. In an attempt to spur reluctant buyers to set aside their fears and make a move, many in the housing industry have begun [...]

Unless you have specific reasons to be concerned about your job, a recession may actually be a good time to buy a home.

While most homeowners are happy with their choice, many feel some level of remorse.

View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

Your credit card might not work in a foreign country. Here are some tips when traveling.

A credit card can be a good financial tool. When should you get one?

Venmo, the mobile payments app, offers a debit card with rewards for spending.

The major airlines offer frequent flyer programs, but some are better than others.

Regardless of the amount, spending beyond your credit limit is generally a bad idea.

Those who apply for a Southwest card for a limited time can earn a Companion Pass by meeting the welcome bonus requirement.

The program offers personalized tasks and monthly progress checks.

Only 1 out of every 4 personal loan borrowers identify as “financially healthy”.

In default? Here’s what you should know.

FAFSA completion rates are consistently lower than college attendance rates among high school graduates. Here’s why

The auto industry plans years in advance — how will tariffs play into it?

Are federal loan protections a sign that the loans themselves are predatory?

The Treasury is a better fit than the SBA, says expert Mark Kantrowitz.

Recent lender surveys show that high-income and strong-credit borrowers view their debt as more “manageable.”

Schools face accountability for unpaid education debt

The new minimum coverage limits go into effect July 1, 2025.

“They told us the safety inspection was ‘unwarranted.’”

The average age of a car in the U.S. is over 12 years.

The 2025 Atlantic hurricane season is here and shaping up to be especially active.

What Florida homeowners should be aware of with upcoming bills.

With some planning, homeowners can ensure their homes and insurance coverage are in good shape before summer begins.

New NC car insurance laws offer more coverage but could increase rates.

Explore the cost gap between homeowners and renters insurance over a 14-year period.