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Illustration that shows a state highway sign with the words "income tax" and dollars floating in the sky around it.

5 states with the highest income tax rates— and 5 with the lowest

4 min read Read more Arrow Right Icon

Mortgage rate forecast August 2025

Mortgages
3 min read

Should I refinance my mortgage in 2025?

Mortgages
3 min read

Who will be the next Warren Buffett of investing? 5 contenders to fill Buffett’s big shoes

Investing
3 min read

Financial News Topics

design image of three auto loan experts headshots

The auto loan market is in for a rollercoaster ride. We asked 3 industry experts about the ups and downs to come.

Three auto finance experts discuss the uncertain present and future of the market.
Apr 29, 2025
Illustrated by Bankrate

How much Americans are losing by keeping money in low-yield accounts

Big banks pay just 0.01% APY while online banks offer 4.4%. Your $10,000 could earn $897 more over two years. Learn how to switch without changing banks.
Apr 29, 2025
couple sitting together on the couch and working on laptop and phone

Digital banking trends in 2025

Digital banking makes it easy to access your personal finances from anywhere.
Apr 29, 2025
A portly white male wearing sunglasses is relaxing on his hammock outside, smiling in the sun holding a debit card in one hand and a smart phone in the other.

J.D. Power study: Customer satisfaction increasing at banks but more so at credit unions

Customer satisfaction is up at banks and credit unions, but fees are still an issue.
Apr 28, 2025
A woman takes notes in college.

Financial literacy: The key to smart, successful student loan borrowing

Before borrowing,  learn how student loans work and budget with care.
Apr 28, 2025
Conceptual image of several $100 bills arranged as wallpaper with a red necktie suggesting Donald Trump.

High-yield savings rates today: April 28, 2025 | APYs are expected to stay elevated

Bankrate recaps the week in savings accounts and analyzes where rates are headed.
Apr 28, 2025
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Rising insurance rates are eroding affordability for buyers — and straining homeowners’ budgets

Soaring insurance costs are eroding home affordability and straining budgets.
Apr 28, 2025

Lesson plans for teaching your kids about credit cards

Use this guide to teach your kids about credit cards.
Apr 25, 2025
Federal Reserve Board Chairman Jerome Powell holds a news conference following a Federal Open Market Committee meeting on June 18, 2025

Fed holds interest rates steady, resisting pressure from Trump

Officials are worried about cutting interest rates too soon as Trump’s tariffs push up inflation.
Jul 30, 2025
Federal Reserve Chair Powell Holds Press Conference On Interest Rates

July Fed Meeting Recap: FOMC keeps rates steady, while Powell says a September cut is uncertain

Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.
Jul 30, 2025
Federal Reserve Eccles Building illustration

Fed’s interest rate history: The federal funds rate from 1981 to the present

Bankrate analyzed the Fed’s historic rate moves for clues on what might come next.
Jul 30, 2025
Fragments of five $100 bills showing Benjamin Franklin's face five times in a diamond shape.

High-yield savings rates today: July 28, 2025 | Top APY hits 5% ahead of Fed meeting

Despite political pressure to cut rates, the Fed looks to keep them steady, for now.
Jul 28, 2025
Image of Jerome Powell above the Federal Reserve Building.

As Trump vs. Powell drama heats up, the Fed may be starting to debate when to cut interest rates

A July rate cut may be off the table, but could a cut in September still be in play?
Jul 27, 2025
Illustration of a US Federal Reserve ink stamp

6 key ways the Federal Reserve impacts your money

Every financial decision you make is impacted by the Federal Reserve.
Jul 27, 2025
On a light blue background there is an image of a free standing open door with a black briefcase sitting to the side of the door.

Survey: Nearly 1 in 2 workers plan to search for a new job in the coming year

Over 1 in 4 workers are more worried about job security since 2025 began.
Jul 24, 2025
A wide-angle image of the front of the Federal Reserve HQ in Washington, DC. The U.S. flag is prominently displayed on the front of the building.

High-yield savings rates today: July 21, 2025 | Best APYs exceed 4% ahead of next week’s Fed meeting

Despite political pressure, the Fed is expected to maintain interest rates.
Jul 21, 2025
A house on a sunny day

Mortgage rate forecast August 2025

Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in March 2025 and beyond.
Aug 01, 2025
Home and a money bag balancing on a scale

Should I refinance my mortgage in 2025?

With mortgage rates set to gradually fall, does it make sense to refinance this year?
Aug 01, 2025
A house on a stack of money

Mortgage rates decline to lowest level in four weeks

Mortgage rates dip while inflation sticks around
Jul 30, 2025

How does the Federal Reserve affect mortgages?

The Federal Reserve’s decisions have ripple effects, including for mortgages.
Jul 30, 2025
A house on a stack of money

Mortgage rates dip to lowest level in three weeks

Mortgage rates dip as inflation sticks around
Jul 23, 2025

Don’t have $80K lying around for a down payment? Help is available — if you know where to look

Many programs are available to help homebuyers save enough for a down payment.
Jul 21, 2025
Design element of a home in a neighborhood.

Survey: A growing number of Americans are reluctant to sell their homes — even if mortgage rates drop

More than half of U.S. homeowners say there’s no mortgage rate that would make them comfortable with selling their home this year.
Jul 14, 2025
credit score on mobile phone

A new type of credit score bursts onto the mortgage scene

Fannie Mae and Freddie Mac can now use a new credit-score metric, VantageScore 4.0.
Jul 11, 2025
Credit card in hand close up

Current credit card interest rates

View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Jul 30, 2025
Young couple walking in the Taj Mahal courtyard

Will your credit card work abroad?

Your credit card might not work in a foreign country. Here are some tips when traveling.
Apr 25, 2025
latina woman using a credit card to pay at a store

Should you get a credit card?

A credit card can be a good financial tool. When should you get one?
Apr 11, 2025
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Traveler’s guide to the best frequent flyer programs

The major airlines offer frequent flyer programs, but some are better than others.
Feb 27, 2025
Young man with ponderous expression reviewing paperwork

What happens if you go over your credit card limit?

Regardless of the amount, spending beyond your credit limit is generally a bad idea.
Feb 18, 2025
Photo of Southwest Airlines plane

New Southwest cardholders can earn Companion Pass for a limited time

Those who apply for a Southwest card for a limited time can earn a Companion Pass by meeting the welcome bonus requirement.
Feb 14, 2025
Apple Card

What is the Path to Apple Card program?

The program offers personalized tasks and monthly progress checks.
Jan 08, 2025
close up of hands making contactless payment using phone

Discover rewards program guide

Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.
Dec 18, 2024
US-ECONOMY-FEDERAL RESERVE-RATE-POWELL

How the Federal Reserve affects business loans

The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.
Jul 30, 2025
A Black couple talk to a salesperson at a car dealership.

When will car interest rates start dropping?

Auto rates will likely not decrease this year. Consider how to still save.
Jul 30, 2025
A man frowns, overwhelmed by debt.

BNPL debt could fuel increased demand for debt consolidation loans

The more debt that buy now, pay later borrowers accumulate, the likelier it is that they’ll resort to personal loans for debt consolidation.
Jul 29, 2025
a student graduation cap with a ball chain attached

Should SL debt be easier to discharge in bankruptcy?

You can obtain a bankruptcy discharge of most consumer debt, such as credit cards, but not student loans. The rules are too restrictive.
Jul 28, 2025

CFPB rollbacks are poised to create a riskier, more expensive borrowing environment for consumers

Ongoing changes to the CFPB will likely reduce regulations and consumer protections.
Jul 28, 2025
A file folder marked "Public service loan forgiveness"

Change is coming for Public Service Loan Forgiveness. Should you still pursue it?

Public Service Loan Forgiveness remains a hot-button issue for a Trump Administration determined to narrow eligibility rules.
Jul 28, 2025
A person uses a calculator and tablet.

Your student loan forgiveness may soon be taxable — here’s what you should know

Forgiveness at the end of an IDR plan will be taxable beginning in 2026.
Jul 25, 2025
Young Black woman using a silver laptop.

This defaulted private student loan borrower refinanced to a 1.8% interest rate. Here’s how she did it

A unique lender may be able to help if you’ve defaulted on your student loans.
Jul 22, 2025
person working

Home insurers are demanding policyholders make home updates to keep coverage. Here’s why they’re cracking down.

If you’ve received a letter from your insurance company asking for updates, you’re not alone.
Jul 31, 2025
black female on phone

Coinsurance concerns: Buying the cheapest home insurance could cost you more in the long run

Understanding how coinsurance works can help you avoid unexpected expenses and confirm that your coverage meets your needs.
Jul 30, 2025
aerial view of vehicles traveling on crisscrossing highways

Telematics are illegal in CA. This group wants to change that.

Telematics impact insurance rates and driver behavior — California’s missing out.
Jul 23, 2025
Aerial view of tree falling on house after storm in Houston

Premiums rising, options shrinking: Inside Texas’ home insurance squeeze

Learn why Texas homeowners are facing high rates and difficulty obtaining insurance.
Jul 17, 2025
Tree branch damaging roof of house.

Worried about extreme weather? Home insurance can provide a financial lifeline

As natural disasters become costlier, home insurance may be key to financial stability.
Jul 10, 2025
Couple driving in car

These states are increasing minimum coverage requirements in 2025

Bankrate explains how CA, NC, UT and VA car insurance laws are changing in 2025.
Jul 03, 2025
Adjuster

Agent vs. adjuster: What they do and why insurance has both roles

Agents and adjusters handle different parts of the insurance policy lifecycle.
Jul 01, 2025
A parent giving their child a piggyback ride.

Life insurance facts and statistics 2025

Bankrate explores interesting life insurance facts and statistics from 2024.
Jun 27, 2025
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