Skip to Main Content

Bankrate's Latest News

Get the latest financial news, original data reporting and expert analysis of personal finance trends and hot topics from our award-winning editorial team.

Financial News Topics

The child tax credit could get boosted to $2,500 in 2025
The child tax credit could get boosted to $2,500 under a Republican proposal. But millions of children would be excluded.
A large house. Blaring sirens juxtaposed
While most homeowners are happy with their choice, many feel some level of remorse.
Author Lauren Nowacki and husband Mike embrace
Paying off student debt as a team may save you thousands — but it comes with stresses.
Mom and college graduate smile at graduation
The ICR plan could be a lifeline for parents struggling with student loan payments.
Overhead view of young Asian woman managing personal banking and finance at home.
Credit card balances fell in the first quarter of 2025, as they typically do, although there’s a good chance further increases lie ahead.
Image of former St. Louis Fed president, Jim Bullard
Powell is concerned tariffs could lead to more inflation. This former Fed official has a different view.
couple meeting investments and financial advisor at home
Here’s what wealth advisors do and some typical services they offer.
On a light blue background there is an image of a free standing open door with a black briefcase sitting to the side of the door.
Over 1 in 4 workers are more worried about job security since 2025 began.
A wide-angle image of the front of the Federal Reserve HQ in Washington, DC. The U.S. flag is prominently displayed on the front of the building.
Despite political pressure, the Fed is expected to maintain interest rates.
young man falling out of the sky along with various household items and cash
Businesses may now be starting to pass along higher costs from tariffs to consumers.
Woman reaching in to the air for cash
Prices rise and fall all the time in the U.S. economy. It’s not always inflation.
Younger man in his 30s paying bills on his computer, with calculator, papers, bills, coffee and a pair of glasses on the table by his side.
Tariff concerns will likely cause the Fed to hold rates steady at its July meeting.
Woman with morning cup of coffee, sitting on patio and enjoying moment for herself.
Many women feel financial success is out of reach in today’s economy — but it doesn’t have to be.
woman looking at her phone while walking outside
Top savings APYs remain above 4%, with plenty of account options to choose from.
Illustration of Fed Chair Jerome Powell with torn pieces of money falling around him and a jagged arrow rising from the lower left to the upper right. There is also a Now Hiring sign behind him in the upper left of the image.
A slowdown may already be underway in the once formidable U.S. job market.
A house on a stack of money
Mortgage rates dip as inflation sticks around
Many programs are available to help homebuyers save enough for a down payment.
A house on a stack of money
Mortgage rates rise as inflation sticks around
Design element of a home in a neighborhood.
More than half of U.S. homeowners say there’s no mortgage rate that would make them comfortable with selling their home this year.
credit score on mobile phone
Fannie Mae and Freddie Mac can now use a new credit-score metric, VantageScore 4.0.
Woman looking at her phone in bed.
Submitting a mortgage application can lead some consumers to receive harassing phone calls from lenders — but new legislation may reign them in.
Aerial photo of a neighborhood in Oakwood, Ohio
It could take time for the effects of the new tax law to reach the housing market, and mortgage rates.
Concept of a home as a piggy bank with a hand inserting money
Mortgage payments have been rising for decades.
Credit card in hand close up
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Young couple walking in the Taj Mahal courtyard
Your credit card might not work in a foreign country. Here are some tips when traveling.
latina woman using a credit card to pay at a store
A credit card can be a good financial tool. When should you get one?
design image including silhouettes of passengers waiting at an airport in front of window
The major airlines offer frequent flyer programs, but some are better than others.
Young man with ponderous expression reviewing paperwork
Regardless of the amount, spending beyond your credit limit is generally a bad idea.
Photo of Southwest Airlines plane
Those who apply for a Southwest card for a limited time can earn a Companion Pass by meeting the welcome bonus requirement.
Apple Card
The program offers personalized tasks and monthly progress checks.
close up of hands making contactless payment using phone
Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.
A person uses a calculator and tablet.
Forgiveness at the end of an IDR plan will be taxable beginning in 2026.
Young Black woman using a silver laptop.
A unique lender may be able to help if you’ve defaulted on your student loans.
design image featuring an older women walking hand in hand with another woman
Support is healthiest when offered from a place of capacity, not obligation.
A male salesperson shows a young woman content on a tablet. They stand next to a silver-white SUV.
AI is the engine behind the modern financing experience at dealerships.
Black, amputee man reviews loan options on a couch.
Federal student loans are still your first stop for funding college, but some private lenders now offer similar perks.
A piggy bank atop a stack of cash
LendingClub customers can receive two percent of their on-time loan payment in cash back.
a stack of coins with letters on top of each one spelling out interest
Interest accrual resumes Aug. 8 for SAVE plan enrollees.
A sack of money with a graduation cap sitting on top.
The Big, Beautiful Bill’s student loan repayment provisions are groundbreaking.
aerial view of vehicles traveling on crisscrossing highways
Telematics impact insurance rates and driver behavior — California’s missing out.
Aerial view of tree falling on house after storm in Houston
Learn why Texas homeowners are facing high rates and difficulty obtaining insurance.
Tree branch damaging roof of house.
As natural disasters become costlier, home insurance may be key to financial stability.
Couple driving in car
Bankrate explains how CA, NC, UT and VA car insurance laws are changing in 2025.
Adjuster
Agents and adjusters handle different parts of the insurance policy lifecycle.
A parent giving their child a piggyback ride.
Bankrate explores interesting life insurance facts and statistics from 2024.
Person making repairs
An adjuster’s opinion of preferred vendor programs.
man and woman in car repair shop standing near car discussing its condition
Some insurance companies are removing the right to appraisal from policies.
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc