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Drinking, smoking and playing the lottery are eating up a significant portion of earnings, particularly for the lowest earners.

Here’s what to expect with the Fed now on hold.

The Federal Reserve’s latest interest rate decision looks all but locked in.

When will the Fed move on rates again?

The U.S. economy is going to be walking a fine line over the next year.

Everyone wants their golden years to be golden. But saving for them is another thing.

Many feel optimistic about their ability to pay balances compared to the beginning of this year.

A new study makes a strong case for us to question the way we use financial apps.

Top savings APYs remain above 4%, with plenty of account options to choose from.

A slowdown may already be underway in the once formidable U.S. job market.

Currently, you can lock in annual percentage yields (APYs) on certificates of deposit (CDs) above 4 percent on many nationally available CDs, while a select few financial institutions offer promotional [...]

Savings APYs remain high as the Federal Reserve holds interest rates steady.

Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.

Several banks continue to offer savings accounts well above 4 percent APY.

Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.

The Fed has now gone six months without cutting interest rates.

It could take time for the effects of the new tax law to reach the housing market, and mortgage rates.

Mortgage rates rise amid uncertainty in the markets

Mortgage payments have been rising for decades.

Mortgage rates tick down amid uncertainty

Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in March 2025 and beyond.

If only our writer knew then what she knows now.

Our expert’s analysis of the Fannie Mae and Freddie Mac conservatorship debate.

The Federal Reserve’s decisions have ripple effects, including for mortgages.

Your credit card might not work in a foreign country. Here are some tips when traveling.

A credit card can be a good financial tool. When should you get one?

Venmo, the mobile payments app, offers a debit card with rewards for spending.

The major airlines offer frequent flyer programs, but some are better than others.

Regardless of the amount, spending beyond your credit limit is generally a bad idea.

Those who apply for a Southwest card for a limited time can earn a Companion Pass by meeting the welcome bonus requirement.

The program offers personalized tasks and monthly progress checks.

Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.

From beer money to making ends meet, side hustles continue to be popular. Get the stats here.

The states with the highest federal student loan delinquency rates voted red.

Despite the popularity of no-fee financial products, personal loan origination fees are still common — and sometimes expensive.

Navigating debt, relationships and supporting long-term financial goals.

Stephen Carter isn’t your typical car owner. Not only does he own five vehicles, but he rents them out on Turo (think Airbnb for cars). But last fall, Carter didn’t qualify for auto loan approval for [...]

The application for the 2025-26 academic year closes on June 30, 2026.

Graham shares her story of how a $10k personal loan helped her handle a disaster.

New grads are struggling to stand out among the crowd in a challenging job market.

Bankrate explains how CA, NC, UT and VA car insurance laws are changing in 2025.

Agents and adjusters handle different parts of the insurance policy lifecycle.

Bankrate explores interesting life insurance facts and statistics from 2024.

An adjuster’s opinion of preferred vendor programs.

Some insurance companies are removing the right to appraisal from policies.

The new minimum coverage limits go into effect July 1, 2025.

“They told us the safety inspection was ‘unwarranted.’”

The average age of a car in the U.S. is over 12 years.