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President Donald Trump, joined by Republican lawmakers, signs the One, Big Beautiful Bill Act into law during an Independence Day military family picnic on the South Lawn of the White House on July 04, 2025 in Washington, DC.

Trump’s ‘big, beautiful bill’: Here’s when key tax laws go into effect

4 min read Read more Arrow Right Icon

Trump’s new car loan interest deduction — here’s how to qualify for a tax break

Taxes
2 min read

7 reasons to max out your Roth IRA in 2025

Investing
4 min read

What back-to-school shopping tells us about the economy and consumers

News
5 min read

Financial News Topics

Senior woman looking at a map in the woods overlooking the city

How Gen Zers are reshaping credit card marketing

Credit cards that emphasize causes that people care about are gaining traction
Jun 24, 2022
woman with vitiligo using phone and credit card

As rates and prices rise, is it a bad time to get your first credit card?

Your first credit card is the gateway to your financial life as a young adult.
Jun 24, 2022
man sitting on surf board on lake

Record-high bonuses mean it’s an excellent time to sign up for a travel credit card

We’re seeing a fresh wave of increased welcome bonuses on travel credit cards.
Jun 17, 2022
Federal Reserve Jerome Powell gives a post-meeting press conference

Fed hikes interest rates by three-quarters of a point to combat decades-high inflation

The Fed’s move is the biggest increase since 1994 and undoubtedly raises the risks of a recession.
Jun 15, 2022
hotel pool by the beach

Capital One expands travel portal access to more cardholders, adds partner lounge access

Capital One is expanding travel portal access to more cardholders in the Capital One family. Learn more about eligible cards and rewards opportunities.
Jun 15, 2022
Mobile phone with ATM locations on the screen

One of the newest next-gen bank app features is centuries old

Challenger banks are embracing cash in a bid to better serve their customers.
Jun 14, 2022
man sitting on the couch and looking at his phone

Bask Bank offers savings account APY among highest in the nation

The online-only bank’s savings rate tops many competitors.
Jun 13, 2022
woman sitting by the window and looking at her phone

Apple joins buy now, pay later craze with Apple Pay Later

The technology titan’s new BNPL offering is making waves in the market, which is already facing economic and regulatory strains.
Jun 10, 2022
On a light blue background there is an image of a free standing open door with a black briefcase sitting to the side of the door.

Survey: Nearly 1 in 2 workers plan to search for a new job in the coming year

Over 1 in 4 workers are more worried about job security since 2025 began.
Jul 24, 2025
A wide-angle image of the front of the Federal Reserve HQ in Washington, DC. The U.S. flag is prominently displayed on the front of the building.

High-yield savings rates today: July 21, 2025 | Best APYs exceed 4% ahead of next week’s Fed meeting

Despite political pressure, the Fed is expected to maintain interest rates.
Jul 21, 2025
young man falling out of the sky along with various household items and cash

Inflation picked up last month as Trump’s tariffs start to impact prices — here’s what might feel most expensive

Businesses may now be starting to pass along higher costs from tariffs to consumers.
Jul 15, 2025
Woman reaching in to the air for cash

What is inflation? Here’s how rising prices can erode your purchasing power

Prices rise and fall all the time in the U.S. economy. It’s not always inflation.
Jul 15, 2025
Younger man in his 30s paying bills on his computer, with calculator, papers, bills, coffee and a pair of glasses on the table by his side.

High-yield savings rates today: July 14, 2025 | Stellar APYs are still on the market, surpassing 4%

Tariff concerns will likely cause the Fed to hold rates steady at its July meeting.
Jul 14, 2025
Woman with morning cup of coffee, sitting on patio and enjoying moment for herself.

The American dream gap: Why more men than women feel optimistic in today’s economy

Many women feel financial success is out of reach in today’s economy — but it doesn’t have to be.
Jul 10, 2025
woman looking at her phone while walking outside

High-yield savings rates today: July 7, 2025 | Best APYs remain north of 4%

Top savings APYs remain above 4%, with plenty of account options to choose from.
Jul 07, 2025
Illustration of Fed Chair Jerome Powell with torn pieces of money falling around him and a jagged arrow rising from the lower left to the upper right. There is also a Now Hiring sign behind him in the upper left of the image.

Bankrate’s Economic Indicator Survey: Unemployment could rise to the highest since 2021 by next year

A slowdown may already be underway in the once formidable U.S. job market.
Jul 02, 2025
A house on a stack of money

Mortgage rates dip to lowest level in three weeks

Mortgage rates dip as inflation sticks around
Jul 23, 2025

Don’t have $80K lying around for a down payment? Help is available — if you know where to look

Many programs are available to help homebuyers save enough for a down payment.
Jul 21, 2025
A house on a stack of money

Mortgage rates rise to highest level in four weeks

Mortgage rates rise as inflation sticks around
Jul 16, 2025
Design element of a home in a neighborhood.

Survey: A growing number of Americans are reluctant to sell their homes — even if mortgage rates drop

More than half of U.S. homeowners say there’s no mortgage rate that would make them comfortable with selling their home this year.
Jul 14, 2025
credit score on mobile phone

A new type of credit score bursts onto the mortgage scene

Fannie Mae and Freddie Mac can now use a new credit-score metric, VantageScore 4.0.
Jul 11, 2025
Woman looking at her phone in bed.

‘Your phone is blowing up’: Congress moves to limit mortgage trigger leads

Submitting a mortgage application can lead some consumers to receive harassing phone calls from lenders — but new legislation may reign them in.
Jul 10, 2025
Aerial photo of a neighborhood in Oakwood, Ohio

Tax law might not spell instant relief for homebuyers

It could take time for the effects of the new tax law to reach the housing market, and mortgage rates.
Jul 09, 2025
Concept of a home as a piggy bank with a hand inserting money

History of monthly mortgage payments: Comparing costs then and now

Mortgage payments have been rising for decades.
Jul 03, 2025
Credit card in hand close up

Current credit card interest rates

View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Jul 24, 2025
Young couple walking in the Taj Mahal courtyard

Will your credit card work abroad?

Your credit card might not work in a foreign country. Here are some tips when traveling.
Apr 25, 2025
latina woman using a credit card to pay at a store

Should you get a credit card?

A credit card can be a good financial tool. When should you get one?
Apr 11, 2025
design image including silhouettes of passengers waiting at an airport in front of window

Traveler’s guide to the best frequent flyer programs

The major airlines offer frequent flyer programs, but some are better than others.
Feb 27, 2025
Young man with ponderous expression reviewing paperwork

What happens if you go over your credit card limit?

Regardless of the amount, spending beyond your credit limit is generally a bad idea.
Feb 18, 2025
Photo of Southwest Airlines plane

New Southwest cardholders can earn Companion Pass for a limited time

Those who apply for a Southwest card for a limited time can earn a Companion Pass by meeting the welcome bonus requirement.
Feb 14, 2025
Apple Card

What is the Path to Apple Card program?

The program offers personalized tasks and monthly progress checks.
Jan 08, 2025
close up of hands making contactless payment using phone

Discover rewards program guide

Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.
Dec 18, 2024
A person uses a calculator and tablet.

Your student loan forgiveness may soon be taxable — here’s what you should know

Forgiveness at the end of an IDR plan will be taxable beginning in 2026.
Jul 25, 2025
Young Black woman using a silver laptop.

This defaulted private student loan borrower refinanced to a 1.8% interest rate. Here’s how she did it

A unique lender may be able to help if you’ve defaulted on your student loans.
Jul 22, 2025
design image featuring an older women walking hand in hand with another woman

Taking out an auto loan for an older family member

Support is healthiest when offered from a place of capacity, not obligation.
Jul 21, 2025
A male salesperson shows a young woman content on a tablet. They stand next to a silver-white SUV.

How AI is revolutionizing auto dealership financing in 2025

AI is the engine behind the modern financing experience at dealerships.
Jul 21, 2025
Black, amputee man reviews loan options on a couch.

Federal student loan changes making you eye private lenders? Here are 7 with federal loan-like perks

Federal student loans are still your first stop for funding college, but some private lenders now offer similar perks.
Jul 21, 2025
A piggy bank atop a stack of cash

LendingClub found a new way to reward personal loan borrowers. Will other lenders follow suit?

LendingClub customers can receive two percent of their on-time loan payment in cash back.
Jul 21, 2025
a stack of coins with letters on top of each one spelling out interest

Interest will soon resume for SAVE plan enrollees: What to do now

Interest accrual resumes Aug. 8 for SAVE plan enrollees.
Jul 21, 2025
A sack of money with a graduation cap sitting on top.

What to know about your evolving federal student loan repayment options

The Big, Beautiful Bill’s student loan repayment provisions are groundbreaking.
Jul 15, 2025
aerial view of vehicles traveling on crisscrossing highways

Telematics are illegal in CA. This group wants to change that.

Telematics impact insurance rates and driver behavior — California’s missing out.
Jul 23, 2025
Aerial view of tree falling on house after storm in Houston

Premiums rising, options shrinking: Inside Texas’ home insurance squeeze

Learn why Texas homeowners are facing high rates and difficulty obtaining insurance.
Jul 17, 2025
Tree branch damaging roof of house.

Worried about extreme weather? Home insurance can provide a financial lifeline

As natural disasters become costlier, home insurance may be key to financial stability.
Jul 10, 2025
Couple driving in car

These states are increasing minimum coverage requirements in 2025

Bankrate explains how CA, NC, UT and VA car insurance laws are changing in 2025.
Jul 03, 2025
Adjuster

Agent vs. adjuster: What they do and why insurance has both roles

Agents and adjusters handle different parts of the insurance policy lifecycle.
Jul 01, 2025
A parent giving their child a piggyback ride.

Life insurance facts and statistics 2025

Bankrate explores interesting life insurance facts and statistics from 2024.
Jun 27, 2025
Person making repairs

Preferred vendor programs are common — but keep an eye out for these red flags

An adjuster’s opinion of preferred vendor programs.
Jun 26, 2025
man and woman in car repair shop standing near car discussing its condition

A key consumer protection is vanishing from some car insurance policies

Some insurance companies are removing the right to appraisal from policies.
Jun 20, 2025
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