Bankrate's Latest News

Take these steps to build a strong financial foundation while in college.

Interest rates are likely to fall. Credit card scammers are ready to capitalize.

Today’s mortgage rates already reflect the likelihood of a September Federal Reserve rate cut.

Most interest rates are high right now, but retail cards boast extra high rates.

Average retail credit card interest rates hit a record high of 28.93 percent.

Here’s how to save money and get the most bang for your buck.

How credit limits in the U.S. vary by age and region

Amex is trying to push its cards into the hands of young Americans. It’s working.

The Fed has kept interest rates steady so far in 2025, but that might change soon.

Workers still have less purchasing power today than at the beginning of 2021.

Looking to boost your savings in today’s economy? Try these not-so-obvious tips.

Businesses may now be starting to pass along higher costs from tariffs to consumers.

Prices rise and fall all the time in the U.S. economy. It’s not always inflation.

As the Fed holds interest rates steady, savers still have time to lock in top rates.

Compare the best high-yield savings rates as of Aug 8, 2025.

Best high-yield savings rates today

Mortgage rates dip while inflation sticks around

In some housing markets, you may have room to ask for a price reduction. Here’s how.

Mortgage rates are at their lowest levels of the year. These tips can help you maximize the drop.

Mortgage rates dip while inflation sticks around

Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in March 2025 and beyond.

With mortgage rates set to gradually fall, does it make sense to refinance this year?

The Federal Reserve’s decisions have ripple effects, including for mortgages.

Many programs are available to help homebuyers save enough for a down payment.

View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

Here’s how to get more out of your credit card while traveling.

Your credit card might not work in a foreign country. Here are some tips when traveling.

A credit card can be a good financial tool. When should you get one?

The major airlines offer frequent flyer programs, but some are better than others.

Regardless of the amount, spending beyond your credit limit is generally a bad idea.

Those who apply for a Southwest card for a limited time can earn a Companion Pass by meeting the welcome bonus requirement.

The program offers personalized tasks and monthly progress checks.

Bankrate interviewed five student loan industry experts to discuss the immediate and forthcoming fallout of the One Big Beautiful Bill.

Trump-era shifts bring rapid, chaotic changes to federal student loan policies.

The federal Parent PLUS Loan has long allowed parents to help their students finance college — but being a parent borrower just got a lot harder.

One word can sum up the business pulse for August: volatile.

The CFPB’s BNPL guidance has shifted with its new report.

The subprime tax affects roughly 1 in 5 American adults.

I found it funny — and a bit scary — when I noticed Halloween decorations on the shelves beside the back-to-school section of the local grocery store last week. The ghosts and goblins smiled mockingly [...]

The Fed’s rate hold means loans costs are sticking. Here’s what it means for your business.

Insurance companies may be taking advantage of states with limited regulation.

Bankrate explores what dorm insurance is and if your student needs it.

Has inflation left you underinsured? Bankrate investigates.

Tariffs will raise prices, but the strategies for insurance savings remain the same.

If you’ve received a letter from your insurance company asking for updates, you’re not alone.

Understanding how coinsurance works can help you avoid unexpected expenses and confirm that your coverage meets your needs.

Telematics impact insurance rates and driver behavior — California’s missing out.

Learn why Texas homeowners are facing high rates and difficulty obtaining insurance.