Mortgages
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Mortgage Basics
Editor's Picks
Latest Articles
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ARM loan requirements in 2024
They’re similar to fixed-rate loans, but beware the fluctuating interest rate.
3 min read Jan 10, 2024 -
3 percent down mortgages: A guide to your options
You don’t have to have a 20 percent down payment to get a mortgage.
5 min read Apr 24, 2024 -
Flex Modification Program (FMP): Everything you need to know
If you’re behind on your mortgage, a Flex Modification might be able to help.
6 min read May 30, 2024 -
15-year vs. 30-year mortgage: Which is right for you?
A 15-year mortgage might sound more attractive, but there are tradeoffs.
5 min read Feb 12, 2024 -
Cash-out refinance for energy-efficient improvements
It could be a shrewd strategy, as long as the costs suit your budget and timeline.
5 min read Apr 25, 2024 -
What is PITI?
Lenders look at PITI to help determine whether you’ll be able to repay your loan.
6 min read Jan 09, 2024 -
What is a prepayment penalty?
A prepayment penalty discourages borrowers from paying more or paying off the loan.
6 min read Feb 12, 2024 -
Average mortgage debt in 2024
With climbing home prices necessitating higher loans, average mortgage debt has increased.
2 min read Jan 17, 2024 -
Best construction loan lenders in 2024
Here is Bankrate’s guide to the best construction loan lenders.
4 min read Feb 01, 2024 -
Best lenders for low- and no-down payment mortgages in 2024
Here are some of the best lenders for low- and no-down payment mortgages in 2024.
3 min read Jun 20, 2024