Mortgages
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Mortgage Basics
Editor's Picks
Latest Articles
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How are mortgage rates determined?
Understanding mortgage rate movements could save you money.
9 min read Apr 29, 2024 -
How rising home values helped lower my mortgage bill
Higher home values helped lower this Bankrate writer’s mortgage costs.
4 min read Apr 29, 2024 -
Joint mortgages: What are they and should you get one?
It can get you that home if your qualifications are shaky. But it doesn’t necessarily mean joint ownership.
6 min read Apr 29, 2024 -
Piggyback loans: What they are and how they work
It requires not one, but two mortgages. But it can get you closer to that dream home.
6 min read Apr 29, 2024 -
What are cash-out refinance tax implications?
Cash-out refinances have implications at tax time.
7 min read Apr 26, 2024 -
What credit score is needed to refinance your mortgage?
If you have bad credit, you need to find ways to compensate for the additional risk.
4 min read Apr 26, 2024 -
Lender-paid mortgage insurance (LPMI): What is it and how does it work?
LPMI allows you to forgo mortgage insurance, but you’ll have to stomach a higher interest rate.
6 min read Apr 26, 2024 -
How does mortgage interest work?
Everything you always wanted to know, from how it’s calculated to how to get a good rate.
7 min read Apr 26, 2024 -
How many people can be on a mortgage?
Up to four, usually. But it’s complicated.
5 min read Apr 25, 2024 -
What is a short sale?
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
9 min read Apr 24, 2024