Mortgages
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Mortgage Basics
Editor's Picks
Latest Articles
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FHA vs. VA loans: What’s the difference, and which is better for you?
Two government-backed mortgage programs, each with unique benefits
5 min read May 24, 2024 -
Pros and cons of an adjustable-rate mortgage (ARM)
Adjustable mortgages have lower interest rates — at first. But be ready when it resets.
6 min read May 24, 2024 -
Conforming loans: What they are and how they work
It’s a mortgage has to adhere to certain standards — to protect both you and the lender.
8 min read May 24, 2024 -
Understanding the mortgage underwriting process
What to expect from start to finish when lenders evaluate you for a home loan.
7 min read May 24, 2024 -
What is mortgage amortization?
Using Bankrate’s calculator can help you see the outcomes for different scenarios.
7 min read May 24, 2024 -
What are guaranteed mortgage loans?
In short, without guaranteed mortgages, there would be a lot fewer home sales.
4 min read May 24, 2024 -
Bank statement loan: What is it and who should get one?
While an option for some borrowers, there are downsides.
8 min read May 24, 2024 -
What to do when your mortgage forbearance period ends
Here are options if your mortgage forbearance plan is expiring.
5 min read May 24, 2024 -
What is a first mortgage?
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
7 min read May 31, 2024 -
How to get a mortgage when you’re self-employed
True, the path to homeownership will be bumpier, but these tips can help you navigate it.
9 min read May 23, 2024