Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Yes, shopping around can make a difference and save you thousands.
Here are the best mortgage lenders for October 2024.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
You have to know all the questions to give the right answers.
What to expect from start to finish when lenders evaluate you for a home loan.
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Here’s how to find down payment assistance and what you’ll need to qualify.
Although ARMs are buzzy again, the risk hasn’t changed.
If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
It’s a hybrid product that can combine the best of both borrowing worlds.
Here are some of the best mortgage lenders in Florida in 2024.
It can help the unconventional borrower get a home, but at a high cost — and default risk.
You pay a lump sum now to cut future monthly payments. But there are drawbacks.
Bankrate’s Greg McBride and others weigh in on what to expect for mortgage rates in January 2025 and beyond.
Bankrate’s experts answer reader questions each week.
The economy is expected to get rougher, but there are ways to take advantage of declining rates.
Refinancing a rental to create a tax deduction may work, but losses may be limited.
It used to be easy to transfer assets to your grandkids and shift the tax burden to them, too.
If an agent’s findings seem odd, take it to a supervisor. Threaten appeals if necessary.
Take the chill out of winter with these money-smart tips to save energy in your home.
Borrowing against your rental was smart while prices rose. But sell now and you still owe taxes.
There are lots of tax reasons to own a home. Here’s how to make the most of them and avoid the pitfalls.
Here are some of the best mortgage lenders in Florida in 2024.
Here are the best mortgage lenders for October 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Answers to borrowers most common mortgage forbearance questions
Some seemingly-dead second mortgages are coming back to life demanding payment.
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.