Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Yes, shopping around can make a difference and save you thousands.
Here are the best mortgage lenders for October 2024.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
You have to know all the questions to give the right answers.
What to expect from start to finish when lenders evaluate you for a home loan.
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Three months ago, the average mortgage rate was 3.15 percent. Now it’s 4.03 percent, according to Bankrate research.
A cash-out mortgage refinance is a common way to pay for a renovation.
The job market is booming. Inflation is raging. The Fed is poised to take away the punch bowl.
10-year Treasury yields tend to preview where mortgage rates go. With yields rising, interest on home loans should, too.
Whitewashing is a practice in which homeowners of color remove their personal effects from a property to maximize its appraised value.
Mortgage rates are unlikely to fall to 2021 levels, but the big moves could be over for now.
HOA finances are an important aspect of your mortgage application and can complicate the deal if they’re not up to snuff.
Here’s what to do if you have a HELOC or have considered applying.
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
Here are some of the best mortgage lenders in Florida in 2024.
You pay a lump sum now to cut future monthly payments. But there are drawbacks.
Mortgage rates trended up this week.
If the martial home has a lien on it, things can get complicated.
Here’s how to cut this monthly insurance cost it if you’re eligible.
Here are the best mortgage lenders for October 2024.
First, you celebrate. But remember: You’ve got some new obligations too.
Here are some of the best mortgage lenders in Florida in 2024.
Here are the best mortgage lenders for October 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Our list of lenders best suited to helping out a novice homeowner-to-be.
A current or veteran military person? Here are the top VA lenders for you.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $766,550.
Answers to borrowers most common mortgage forbearance questions
Some seemingly-dead second mortgages are coming back to life demanding payment.
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.
If Hurricane Helene has affected your ability to pay your mortgage, contact your servicer right away.
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home are.