Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
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Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Yes, shopping around can make a difference and save you thousands.
Here are the best mortgage lenders for April 2024.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
You have to know all the questions to give the right answers.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
News highlights
The latest
Learn more about a proposed $25,000 grant for first-time homebuyers.
View the current FHA and conforming loan limits for all counties in Tennessee.
View the current FHA and conforming loan limits for all counties in South Dakota.
View the current FHA and conforming loan limits for all counties in South Carolina.
View the current FHA and conforming loan limits for all counties in Rhode Island.
View the current FHA and conforming loan limits for all counties in Pennsylvania.
Buying a home in Oregon? Find the 2024 Oregon conforming and FHA loan limits by county below. Bankrate compiled the conforming loan limits data from Federal Housing Finance Agency and the FHA loan limits [...]
View the current FHA and conforming loan limits for all counties in Oklahoma.
Your home isn’t a piggy bank, but there are wise ways to tap your ownership stake for cash.
It all depends on how interest rates are trending and how your financials are looking.
It could be a shrewd strategy, as long as the costs suit your budget and timeline.
Mortgage rates rose slightly this week, but remain firmly under 7 percent.
Mortgage rates have fallen, but the imminent Fed cut could make them even more favorable for refinancers.
From A(RMs) to V(A loans), the most common words mortgage shoppers should know.
How to calculate if the costs outweigh the benefits.
It’s basically a fee to stop you from settling your mortgage early.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are the best mortgage lenders for April 2024.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2024.
OK with doing your loan digitally? These mortgage companies are the tops.
Here are some of the best mortgage refinance lenders in 2024.
Bankrate’s guide to finding the best reverse mortgage lender for you
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
Discount real estate brokers cut their commissions. Do they axe services too?
If you’re behind on your mortgage, a Flex Modification might be able to help.
Here are strategies for avoiding foreclosure if you have trouble making house payments.
Even if you owe more than your home is worth, there are options to refinance.
Borrowers can request forbearance when there’s a change in their financial situation.
It’s the first step on the road to losing your home. So avoid it.
Although used interchangeably, deferment isn’t the same as forbearance.